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Single Family ResidenceResidential
$725,423$523 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $720,000 on Oct 31, 2025

107 SPRUCE ST

WATERBURY, VT 05676
3
Beds
1
Baths
1,388 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1981
Year BuiltThe year the home was originally built, according to county records.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$725K
$610K low$841K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$720,000 · Oct 31, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,715 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$262,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$97,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$164,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$262,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
49
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyWASHINGTON
Lot (acres)The size of the land the home sits on, from county records.3.10
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Steam
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Brookside Primary SchoolB-
Elementary · Grades PK–4 · 3.7 mi
M
Crossett Brook Middle SchoolB
Middle · Grades 5–8 · 4.4 mi
H
Harwood Union Middle / High SchoolA+
High · Grades 7–12 · 9.1 mi

District: Harwood Unified School District

Neighborhood · ZIP 05676These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.109
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.80

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.34%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.6,290
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$90,721
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$106,846
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

107 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 91% of homes in Washington County
  • Costs more per square foot than 98% of homes in Waterbury 05676
  • Has a bigger lot than 65% of homes in Waterbury 05676

What homes are worth in Waterbury 05676

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$1.2M

This home is worth more than 86% of homes in Waterbury 05676.

How it measures up in Waterbury 05676

The dot is this home. The mark in the middle is the typical home in Waterbury 05676.

Estimated value$725,423
CheaperTypical $446,705Pricier

Pricier than 86% of homes nearby

Price per ft²$523
CheaperTypical $301Pricier

Pricier than 98% of homes nearby

Living area1,388 ft²
SmallerTypical 1,552 ft²Bigger

Bigger than 41% of homes nearby

Lot size3.1 ac
SmallerTypical 1.87 acBigger

Bigger than 65% of homes nearby

Year built1981
OlderTypical 1980Newer

Newer than 52% of homes nearby

How 107 Spruce St ranks against every home in each area.
MeasureThis homeWaterbury 05676Washington County
Estimated valuepricier than$725,42386% of homes91% of homes
Price per ft²pricier than$52398% of homes97% of homes
Living areabigger than1,388 ft²41% of homes42% of homes
Lot sizebigger than3.1 ac65% of homes65% of homes
Year builtnewer than198152% of homes64% of homes

About 107 Spruce St

How much is 107 Spruce St, Waterbury, VT worth?

The TopHap Estimate for 107 Spruce St, Waterbury, VT is $725,423 as of Sep 24, 2026. The likely range is $610,041 to $840,805. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 107 Spruce St, Waterbury, VT last sell?

107 Spruce St, Waterbury, VT last sold on Oct 31, 2025 for $720,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 107 Spruce St, Waterbury, VT?

107 Spruce St, Waterbury, VT has 3 bedrooms, 1 bathrooms, 1,388 square feet of living space and a 3.10-acre lot.

When was 107 Spruce St, Waterbury, VT built?

107 Spruce St, Waterbury, VT was built in 1981, making it 45 years old. It is a cape cod home.

What schools serve 107 Spruce St, Waterbury, VT?

107 Spruce St, Waterbury, VT is assigned to Brookside Primary School (elementary), rated B-; Crossett Brook Middle School (middle), rated B; Harwood Union Middle / High School (high), rated A+. All sit in Harwood Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 107 Spruce St, Waterbury, VT compare to other homes in Waterbury 05676?

Among the 2,024 homes in Waterbury 05676, it is worth more than 86% of them ($725,423 against a typical $446,705), its price per square foot is higher than 98% of them ($523 against a typical $301), it is bigger than 41% of them (1,388 ft² against a typical 1,552 ft²), its lot is bigger than 65% of them (3.1 ac against a typical 1.87 ac) and it is newer than 52% of them (1981 against a typical 1980). Measured against all of Washington County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 107 Spruce St, Waterbury, VT?

The 2025 property tax bill for 107 Spruce St, Waterbury, VT was $5,715. The county assessed it at $262,600.

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