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Single Family ResidenceResidential
$2,705,774$328 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10704 RIVERWOOD DR

POTOMAC, MD 20854
7 / 2
Baths
8,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1989
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.7M
$2.1M low$3.3M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,227,874
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$982,299
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$738,000
ABN AMRO MORTGAGE GROUP INC · R · recorded Jul 23, 2003
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$417,000
MONARCH BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$322,900

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$31,698 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,953,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$504,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,449,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,074,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,953,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.10
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
34
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMONTGOMERY
ConstructionThe main material the home's frame and walls are built from.Brick
RoofThe main material covering the roof, such as asphalt shingle or tile.Slate
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.SaunaDeck · 150 ft²Porch · 356 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Potomac Elementary SchoolA
Elementary · Grades KG–5 · 1.0 mi
M
Herbert Hoover Middle SchoolA+
Middle · Grades 6–8 · 2.7 mi
H
Winston Churchill High SchoolA
High · Grades 9–12 · 3.0 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20854These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.43
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.51,685
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,423 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$211,237
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$271,649
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10704 Riverwood Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Montgomery County
  • Costs less per square foot than 73% of homes in Potomac 20854
  • Among the largest homes in Montgomery County
  • Has a bigger lot than 97% of homes in Montgomery County
  • Newer than 77% of homes in Potomac 20854

What homes are worth in Potomac 20854

Each bar is how many homes fall in that price range. The marker is this home.

This home
$615K$3.3M

This home is worth more than 96% of homes in Potomac 20854.

How it measures up in Potomac 20854

The dot is this home. The mark in the middle is the typical home in Potomac 20854.

Estimated value$2,705,774
CheaperTypical $1,267,341Pricier

Pricier than 96% of homes nearby

Price per ft²$328
CheaperTypical $370Pricier

Pricier than 27% of homes nearby

Living area8,250 ft²
SmallerTypical 3,369 ft²Bigger

Bigger than 93% of homes nearby

Lot size2 ac
SmallerTypical 0.3 acBigger

Bigger than 89% of homes nearby

Year built1989
OlderTypical 1977Newer

Newer than 77% of homes nearby

How 10704 Riverwood Dr ranks against every home in each area.
MeasureThis homePotomac 20854Montgomery County
Estimated valuepricier than$2,705,77496% of homesalmost all homes
Price per ft²pricier than$32827% of homes60% of homes
Living areabigger than8,250 ft²93% of homesalmost all homes
Lot sizebigger than2 ac89% of homes97% of homes
Year builtnewer than198977% of homes74% of homes

About 10704 Riverwood Dr

How much is 10704 Riverwood Dr, Potomac, MD worth?

The TopHap Estimate for 10704 Riverwood Dr, Potomac, MD is $2,705,774 as of Jul 14, 2026. The likely range is $2,062,927 to $3,348,621. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10704 Riverwood Dr, Potomac, MD last sell?

10704 Riverwood Dr, Potomac, MD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10704 Riverwood Dr, Potomac, MD?

10704 Riverwood Dr, Potomac, MD has 7 bathrooms and 8,250 square feet of living space.

When was 10704 Riverwood Dr, Potomac, MD built?

10704 Riverwood Dr, Potomac, MD was built in 1989, making it 37 years old. It is a bi-level home. The building has 2 stories.

What schools serve 10704 Riverwood Dr, Potomac, MD?

10704 Riverwood Dr, Potomac, MD is assigned to Potomac Elementary School (elementary), rated A; Herbert Hoover Middle School (middle), rated A+; Winston Churchill High School (high), rated A. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10704 Riverwood Dr, Potomac, MD compare to other homes in Potomac 20854?

Among the 17,261 homes in Potomac 20854, it is worth more than 96% of them ($2,705,774 against a typical $1,267,341), its price per square foot is higher than 27% of them ($328 against a typical $370), it is bigger than 93% of them (8,250 ft² against a typical 3,369 ft²), its lot is bigger than 89% of them (2 ac against a typical 0.3 ac) and it is newer than 77% of them (1989 against a typical 1977). Measured against all of Montgomery County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10704 Riverwood Dr, Potomac, MD?

The 2025 property tax bill for 10704 Riverwood Dr, Potomac, MD was $31,698. The county assessed it at $2,953,400.

Closest homes

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Assigned schools

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