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Single Family ResidenceResidential
$554,943$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $500,000 on May 1, 2020

1075 MOUNTCASTLE LN

FERRUM, VA 24088
3
Beds
2
Baths
1,904 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
25 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$555K
$496K low$614K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$500,000 · May 1, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,538 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$390,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$74,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$315,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$390,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.73
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
67
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.25.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 448 ft²Porch · 380 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Franklin County High SchoolC
High · Grades 9–12 · 10.9 mi
M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 11.5 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24088These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,328
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.46 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,632
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,256
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1075 Mountcastle Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Ferrum 24088
  • Costs more per square foot than 89% of homes in Ferrum 24088
  • Bigger than 79% of homes in Ferrum 24088
  • Has a bigger lot than 93% of homes in Franklin County
  • Newer than 74% of homes in Ferrum 24088

What homes are worth in Ferrum 24088

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$683K

This home is worth more than 95% of homes in Ferrum 24088.

How it measures up in Ferrum 24088

The dot is this home. The mark in the middle is the typical home in Ferrum 24088.

Estimated value$554,943
CheaperTypical $279,302Pricier

Pricier than 95% of homes nearby

Price per ft²$291
CheaperTypical $196Pricier

Pricier than 89% of homes nearby

Living area1,904 ft²
SmallerTypical 1,449 ft²Bigger

Bigger than 79% of homes nearby

Lot size25 ac
SmallerTypical 4.22 acBigger

Bigger than 83% of homes nearby

Year built1996
OlderTypical 1977Newer

Newer than 74% of homes nearby

How 1075 Mountcastle Ln ranks against every home in each area.
MeasureThis homeFerrum 24088Franklin County
Estimated valuepricier than$554,94395% of homes72% of homes
Price per ft²pricier than$29189% of homes68% of homes
Living areabigger than1,904 ft²79% of homes69% of homes
Lot sizebigger than25 ac83% of homes93% of homes
Year builtnewer than199674% of homes63% of homes

About 1075 Mountcastle Ln

How much is 1075 Mountcastle Ln, Ferrum, VA worth?

The TopHap Estimate for 1075 Mountcastle Ln, Ferrum, VA is $554,943 as of Aug 30, 2026. The likely range is $495,650 to $614,236. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1075 Mountcastle Ln, Ferrum, VA last sell?

1075 Mountcastle Ln, Ferrum, VA last sold on May 1, 2020 for $500,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 1075 Mountcastle Ln, Ferrum, VA?

1075 Mountcastle Ln, Ferrum, VA has 3 bedrooms, 2 bathrooms, 1,904 square feet of living space and a 25.00-acre lot.

When was 1075 Mountcastle Ln, Ferrum, VA built?

1075 Mountcastle Ln, Ferrum, VA was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 1075 Mountcastle Ln, Ferrum, VA?

1075 Mountcastle Ln, Ferrum, VA is assigned to Franklin County High School (high), rated C; Benjamin Franklin Middle School (middle), rated B. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1075 Mountcastle Ln, Ferrum, VA compare to other homes in Ferrum 24088?

Among the 1,537 homes in Ferrum 24088, it is worth more than 95% of them ($554,943 against a typical $279,302), its price per square foot is higher than 89% of them ($291 against a typical $196), it is bigger than 79% of them (1,904 ft² against a typical 1,449 ft²), its lot is bigger than 83% of them (25 ac against a typical 4.22 ac) and it is newer than 74% of them (1996 against a typical 1977). Measured against all of Franklin County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1075 Mountcastle Ln, Ferrum, VA?

The 2025 property tax bill for 1075 Mountcastle Ln, Ferrum, VA was $1,538. The county assessed it at $390,300.

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