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Single Family ResidenceResidential
$314,429$261 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

108 2ND ST

RIVERDALE, ND 58565
4
Beds
2 / 1
Baths
1,206 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$314K
$240K low$389K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$249,019
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$199,215
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.21%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$65,410
DAKOTA WEST CU · recorded Dec 18, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,229 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$78,650 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,650
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
45
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
46
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
46
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
21
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.11 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMcLean
Lot (acres)The size of the land the home sits on, from county records.0.28
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Radiant
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 154 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Underwood High SchoolA
Middle · Grades 7–12 · 11.2 mi
E
Underwood Elementary SchoolD-
Elementary · Grades PK–6 · 11.2 mi

District: Underwood Public School District 8

Neighborhood · ZIP 58565These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.172
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.42
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,452
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$108,472
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Riverdale 58565
  • Costs more per square foot than 95% of homes in Riverdale 58565
  • Older than 73% of homes in McLean County

What homes are worth in Riverdale 58565

Each bar is how many homes fall in that price range. The marker is this home.

This home
$98K$441K

This home is worth more than 87% of homes in Riverdale 58565.

How it measures up in Riverdale 58565

The dot is this home. The mark in the middle is the typical home in Riverdale 58565.

Estimated value$314,429
CheaperTypical $214,391Pricier

Pricier than 87% of homes nearby

Price per ft²$261
CheaperTypical $170Pricier

Pricier than 95% of homes nearby

Living area1,206 ft²
SmallerTypical 1,206 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.28 ac
SmallerTypical 0.27 acBigger

Bigger than 58% of homes nearby

Year built1949
OlderTypical 1949Newer

Newer than 56% of homes nearby

How 108 2nd St ranks against every home in each area.
MeasureThis homeRiverdale 58565McLean County
Estimated valuepricier than$314,42987% of homes72% of homes
Price per ft²pricier than$26195% of homes83% of homes
Living areabigger than1,206 ft²55% of homes39% of homes
Lot sizebigger than0.28 ac58% of homes42% of homes
Year builtnewer than194956% of homes27% of homes

About 108 2nd St

How much is 108 2nd St, Riverdale, ND worth?

The TopHap Estimate for 108 2nd St, Riverdale, ND is $314,429 as of Jul 14, 2026. The likely range is $240,010 to $388,848. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 108 2nd St, Riverdale, ND?

108 2nd St, Riverdale, ND has 4 bedrooms, 2 bathrooms, 1,206 square feet of living space and a 0.28-acre lot.

When was 108 2nd St, Riverdale, ND built?

108 2nd St, Riverdale, ND was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 108 2nd St, Riverdale, ND?

108 2nd St, Riverdale, ND is assigned to Underwood High School (middle), rated A; Underwood Elementary School (elementary), rated D-. All sit in Underwood Public School District 8. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 2nd St, Riverdale, ND compare to other homes in Riverdale 58565?

Among the 217 homes in Riverdale 58565, it is worth more than 87% of them ($314,429 against a typical $214,391), its price per square foot is higher than 95% of them ($261 against a typical $170), it is bigger than 55% of them (1,206 ft² against a typical 1,206 ft²), its lot is bigger than 58% of them (0.28 ac against a typical 0.27 ac) and it is newer than 56% of them (1949 against a typical 1949). Measured against all of McLean County, it is worth more than 72% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 2nd St, Riverdale, ND?

The 2024 property tax bill for 108 2nd St, Riverdale, ND was $1,229. The county assessed it at $78,650.

Closest homes

More homes in Riverdale 58565

Assigned schools

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