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Single Family ResidenceResidential
$185,000$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $62,000 on Oct 4, 2024

108 2ND ST SW

ELKADER, IA 52043
3
Beds
3.8
Baths
1,856 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,894 ft²
Lot SizeThe size of the land the home sits on, from county records.
1889
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$185K
$166K low$204K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$62,000 · Oct 4, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,964 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$89,308 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,844
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,464
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$99,754
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$89,308

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.27 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyCLAYTON
Lot (acres)The size of the land the home sits on, from county records.0.09
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 354 ft²Patio · 354 ft²Porch · 20 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Central Elementary SchoolC+
Elementary · Grades PK–6 · 0.3 mi
M
Central Middle School/High SchoolB+
Middle · Grades 7–12 · 0.3 mi

District: Central Community School District

Neighborhood · ZIP 52043These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.75
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.2,087
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.21 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,944
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,132
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 2nd St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 68% of homes in Clayton County
  • Bigger than 71% of homes in Clayton County
  • Has a smaller lot than 97% of homes in Elkader 52043
  • Older than 96% of homes in Clayton County

What homes are worth in Elkader 52043

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$688K

This home is worth more than 49% of homes in Elkader 52043.

How it measures up in Elkader 52043

The dot is this home. The mark in the middle is the typical home in Elkader 52043.

Estimated value$185,000
CheaperTypical $187,553Pricier

Pricier than 49% of homes nearby

Price per ft²$100
CheaperTypical $131Pricier

Pricier than 33% of homes nearby

Living area1,856 ft²
SmallerTypical 1,548 ft²Bigger

Bigger than 70% of homes nearby

Lot size3,894 ft²
SmallerTypical 0.75 acBigger

Bigger than 3% of homes nearby

Year built1889
OlderTypical 1951Newer

Newer than 5% of homes nearby

How 108 2nd St Sw ranks against every home in each area.
MeasureThis homeElkader 52043Clayton County
Estimated valuepricier than$185,00049% of homes48% of homes
Price per ft²pricier than$10033% of homes32% of homes
Living areabigger than1,856 ft²70% of homes71% of homes
Lot sizebigger than3,894 ft²3% of homes4% of homes
Year builtnewer than18895% of homes4% of homes

About 108 2nd St Sw

How much is 108 2nd St Sw, Elkader, IA worth?

The TopHap Estimate for 108 2nd St Sw, Elkader, IA is $185,000 as of Sep 24, 2026. The likely range is $166,486 to $203,514. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 2nd St Sw, Elkader, IA last sell?

108 2nd St Sw, Elkader, IA last sold on Oct 4, 2024 for $62,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 108 2nd St Sw, Elkader, IA?

108 2nd St Sw, Elkader, IA has 3 bedrooms, 3.8 bathrooms, 1,856 square feet of living space and a 0.09-acre lot.

When was 108 2nd St Sw, Elkader, IA built?

108 2nd St Sw, Elkader, IA was built in 1889, making it 137 years old. It is a conventional home. The building has 2 stories.

What schools serve 108 2nd St Sw, Elkader, IA?

108 2nd St Sw, Elkader, IA is assigned to Central Elementary School (elementary), rated C+; Central Middle School/High School (middle), rated B+. All sit in Central Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 2nd St Sw, Elkader, IA compare to other homes in Elkader 52043?

Among the 1,054 homes in Elkader 52043, it is worth more than 49% of them ($185,000 against a typical $187,553), its price per square foot is higher than 33% of them ($100 against a typical $131), it is bigger than 70% of them (1,856 ft² against a typical 1,548 ft²), its lot is bigger than 3% of them (3,894 ft² against a typical 0.75 ac) and it is newer than 5% of them (1889 against a typical 1951). Measured against all of Clayton County, it is worth more than 48% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 2nd St Sw, Elkader, IA?

The 2025 property tax bill for 108 2nd St Sw, Elkader, IA was $1,964. The county assessed it at $89,308.

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