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Single Family ResidenceResidential
$143,065$83 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $125,000 on Aug 26, 2026

108 COMMERCIAL ST

THERESA, NY 13691
4
Beds
1
Baths
1,717 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$143K
$122K low$164K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$125,000 · Aug 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,250 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$122,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$99,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$122,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$163,333

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.area not mapped

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyJEFFERSON
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 656 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Theresa Primary SchoolC+
Elementary · Grades PK–3 · 0.4 mi
H
Indian River High SchoolA+
High · Grades 9–12 · 6.5 mi
M
Indian River Middle SchoolB+
Middle · Grades 6–8 · 6.7 mi

District: Indian River Central School District

Neighborhood · ZIP 13691These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.161
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.74%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.3,208
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,590
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,348
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Jefferson County
  • Costs less per square foot than 83% of homes in Jefferson County
  • Bigger than 69% of homes in Theresa 13691
  • Has a bigger lot than 74% of homes in Jefferson County
  • Older than 75% of homes in Theresa 13691

What homes are worth in Theresa 13691

Each bar is how many homes fall in that price range. The marker is this home.

This home
$56K$440K

This home is worth more than 34% of homes in Theresa 13691.

How it measures up in Theresa 13691

The dot is this home. The mark in the middle is the typical home in Theresa 13691.

Estimated value$143,065
CheaperTypical $174,414Pricier

Pricier than 34% of homes nearby

Price per ft²$83
CheaperTypical $113Pricier

Pricier than 27% of homes nearby

Living area1,717 ft²
SmallerTypical 1,391 ft²Bigger

Bigger than 69% of homes nearby

Lot size2 ac
SmallerTypical 1.66 acBigger

Bigger than 54% of homes nearby

Year built1910
OlderTypical 1977Newer

Newer than 25% of homes nearby

How 108 Commercial St ranks against every home in each area.
MeasureThis homeTheresa 13691Jefferson County
Estimated valuepricier than$143,06534% of homes26% of homes
Price per ft²pricier than$8327% of homes17% of homes
Living areabigger than1,717 ft²69% of homes64% of homes
Lot sizebigger than2 ac54% of homes74% of homes
Year builtnewer than191025% of homes33% of homes

About 108 Commercial St

How much is 108 Commercial St, Theresa, NY worth?

The TopHap Estimate for 108 Commercial St, Theresa, NY is $143,065 as of Aug 30, 2026. The likely range is $121,846 to $164,284. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Commercial St, Theresa, NY last sell?

108 Commercial St, Theresa, NY last sold on Aug 26, 2026 for $125,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 108 Commercial St, Theresa, NY?

108 Commercial St, Theresa, NY has 4 bedrooms, 1 bathrooms, 1,717 square feet of living space and a 2.00-acre lot.

When was 108 Commercial St, Theresa, NY built?

108 Commercial St, Theresa, NY was built in 1910, making it 116 years old. It is a traditional/old home. The building has 1 story.

What schools serve 108 Commercial St, Theresa, NY?

108 Commercial St, Theresa, NY is assigned to Theresa Primary School (elementary), rated C+; Indian River High School (high), rated A+; Indian River Middle School (middle), rated B+. All sit in Indian River Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Commercial St, Theresa, NY compare to other homes in Theresa 13691?

Among the 1,536 homes in Theresa 13691, it is worth more than 34% of them ($143,065 against a typical $174,414), its price per square foot is higher than 27% of them ($83 against a typical $113), it is bigger than 69% of them (1,717 ft² against a typical 1,391 ft²), its lot is bigger than 54% of them (2 ac against a typical 1.66 ac) and it is newer than 25% of them (1910 against a typical 1977). Measured against all of Jefferson County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Commercial St, Theresa, NY?

The 2025 property tax bill for 108 Commercial St, Theresa, NY was $2,250. The county assessed it at $122,500.

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