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CondominiumResidential
$390,450$274 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $385,000 on Jun 15, 2026

108 GARDEN CIR

SAINT ALBANS, VT 05478
2
Beds
2
Baths
1,426 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,614 ft²
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$390K
$330K low$451K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$385,000 · Jun 15, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,233 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,800 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$228,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,800

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.30
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
47
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyFRANKLIN
Lot (acres)The size of the land the home sits on, from county records.0.06
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bellows Free AcademyD+
High · Grades 9–12 · 2.0 mi
E
St. Albans Town Educational CenterC
Elementary · Grades PK–8 · 2.5 mi

District: Maple Run Unified School District

Neighborhood · ZIP 05478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.14,695
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.255 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,843
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,501
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Garden Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 74% of homes in Saint Albans 05478
  • Among the smallest lots in Franklin County
  • Newer than 90% of homes in Saint Albans 05478

What homes are worth in Saint Albans 05478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$173K$818K

This home is worth more than 59% of homes in Saint Albans 05478.

How it measures up in Saint Albans 05478

The dot is this home. The mark in the middle is the typical home in Saint Albans 05478.

Estimated value$390,450
CheaperTypical $361,250Pricier

Pricier than 59% of homes nearby

Price per ft²$274
CheaperTypical $235Pricier

Pricier than 74% of homes nearby

Living area1,426 ft²
SmallerTypical 1,501 ft²Bigger

Bigger than 45% of homes nearby

Lot size2,614 ft²
SmallerTypical 0.5 acBigger

Bigger than 3% of homes nearby

Year built2005
OlderTypical 1972Newer

Newer than 90% of homes nearby

How 108 Garden Cir ranks against every home in each area.
MeasureThis homeSaint Albans 05478Franklin County
Estimated valuepricier than$390,45059% of homes59% of homes
Price per ft²pricier than$27474% of homes74% of homes
Living areabigger than1,426 ft²45% of homes47% of homes
Lot sizebigger than2,614 ft²3% of homesalmost no homes
Year builtnewer than200590% of homes88% of homes

About 108 Garden Cir

How much is 108 Garden Cir, Saint Albans, VT worth?

The TopHap Estimate for 108 Garden Cir, Saint Albans, VT is $390,450 as of Sep 24, 2026. The likely range is $330,101 to $450,799. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Garden Cir, Saint Albans, VT last sell?

108 Garden Cir, Saint Albans, VT last sold on Jun 15, 2026 for $385,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 108 Garden Cir, Saint Albans, VT?

108 Garden Cir, Saint Albans, VT has 2 bedrooms, 2 bathrooms, 1,426 square feet of living space and a 0.06-acre lot.

When was 108 Garden Cir, Saint Albans, VT built?

108 Garden Cir, Saint Albans, VT was built in 2005, making it 21 years old. It is a condo/apartment home.

What schools serve 108 Garden Cir, Saint Albans, VT?

108 Garden Cir, Saint Albans, VT is assigned to Bellows Free Academy (high), rated D+; St. Albans Town Educational Center (elementary), rated C. All sit in Maple Run Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Garden Cir, Saint Albans, VT compare to other homes in Saint Albans 05478?

Among the 5,690 homes in Saint Albans 05478, it is worth more than 59% of them ($390,450 against a typical $361,250), its price per square foot is higher than 74% of them ($274 against a typical $235), it is bigger than 45% of them (1,426 ft² against a typical 1,501 ft²), its lot is bigger than 3% of them (2,614 ft² against a typical 0.5 ac) and it is newer than 90% of them (2005 against a typical 1972). Measured against all of Franklin County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Garden Cir, Saint Albans, VT?

The 2025 property tax bill for 108 Garden Cir, Saint Albans, VT was $4,233. The county assessed it at $228,800.

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Assigned schools

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