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Single Family ResidenceResidential
$701,168$291 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $585,000 on Jan 30, 2006

108 HOLMES MILL RD

CREAM RIDGE, NJ 08514
3
Beds
2
Baths
2,410 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6.64 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$701K
$665K low$737K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$585,000 · Jan 30, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,709 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$701,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$342,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$358,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$687,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$701,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
33
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMONMOUTH
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 654 ft²Patio · 456 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Newell Elementary SchoolC
Elementary · Grades PK–4 · 3.7 mi
H
Allentown High SchoolC-
High · Grades 9–12 · 3.7 mi
M
Stonebridge Middle SchoolA
Middle · Grades 5–8 · 4.7 mi

District: Upper Freehold Regional School District

Neighborhood · ZIP 08514These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.37
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,736
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.178 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$155,806
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$185,819
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Holmes Mill Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Monmouth County
  • Bigger than 70% of homes in Monmouth County
  • Among the largest lots in Monmouth County
  • Older than 65% of homes in Cream Ridge 08514

What homes are worth in Cream Ridge 08514

Each bar is how many homes fall in that price range. The marker is this home.

This home
$277K$1.5M

This home is worth more than 55% of homes in Cream Ridge 08514.

How it measures up in Cream Ridge 08514

The dot is this home. The mark in the middle is the typical home in Cream Ridge 08514.

Estimated value$701,168
CheaperTypical $674,758Pricier

Pricier than 55% of homes nearby

Price per ft²$291
CheaperTypical $301Pricier

Pricier than 41% of homes nearby

Living area2,410 ft²
SmallerTypical 2,266 ft²Bigger

Bigger than 55% of homes nearby

Lot size6.64 ac
SmallerTypical 1.31 acBigger

Bigger than 97% of homes nearby

Year built1975
OlderTypical 1988Newer

Newer than 35% of homes nearby

How 108 Holmes Mill Rd ranks against every home in each area.
MeasureThis homeCream Ridge 08514Monmouth County
Estimated valuepricier than$701,16855% of homes42% of homes
Price per ft²pricier than$29141% of homes9% of homes
Living areabigger than2,410 ft²55% of homes70% of homes
Lot sizebigger than6.64 ac97% of homesalmost all homes
Year builtnewer than197535% of homes52% of homes

About 108 Holmes Mill Rd

How much is 108 Holmes Mill Rd, Cream Ridge, NJ worth?

The TopHap Estimate for 108 Holmes Mill Rd, Cream Ridge, NJ is $701,168 as of Sep 24, 2026. The likely range is $665,073 to $737,263. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Holmes Mill Rd, Cream Ridge, NJ last sell?

108 Holmes Mill Rd, Cream Ridge, NJ last sold on Jan 30, 2006 for $585,000, according to the county's recorded deed.

How big is 108 Holmes Mill Rd, Cream Ridge, NJ?

108 Holmes Mill Rd, Cream Ridge, NJ has 3 bedrooms, 2 bathrooms and 2,410 square feet of living space.

When was 108 Holmes Mill Rd, Cream Ridge, NJ built?

108 Holmes Mill Rd, Cream Ridge, NJ was built in 1975, making it 51 years old. It is a ranch home. The building has 1 story.

What schools serve 108 Holmes Mill Rd, Cream Ridge, NJ?

108 Holmes Mill Rd, Cream Ridge, NJ is assigned to Newell Elementary School (elementary), rated C; Allentown High School (high), rated C-; Stonebridge Middle School (middle), rated A. All sit in Upper Freehold Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Holmes Mill Rd, Cream Ridge, NJ compare to other homes in Cream Ridge 08514?

Among the 1,282 homes in Cream Ridge 08514, it is worth more than 55% of them ($701,168 against a typical $674,758), its price per square foot is higher than 41% of them ($291 against a typical $301), it is bigger than 55% of them (2,410 ft² against a typical 2,266 ft²), its lot is bigger than 97% of them (6.64 ac against a typical 1.31 ac) and it is newer than 35% of them (1975 against a typical 1988). Measured against all of Monmouth County, it is worth more than 42% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Holmes Mill Rd, Cream Ridge, NJ?

The 2025 property tax bill for 108 Holmes Mill Rd, Cream Ridge, NJ was $12,709. The county assessed it at $701,000.

More homes on Holmes Mill Rd

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Assigned schools

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