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Single Family ResidenceResidential
$93,447$38 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

108 OAK ST

ROSCOE, TX 79545
1
Baths
2,480 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$93K
$89K low$97K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$32,755
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$26,204
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,692
ABILENE TEACHERS FCU · recorded Nov 30, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$967 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$84,460
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$64,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$86,560

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.43
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
71
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
93
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
28
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
24
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyNolan
Lot (acres)The size of the land the home sits on, from county records.0.16
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,804 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Roscoe Collegiate High SchoolC
Middle · Grades 6–12 · 0.4 mi
E
Roscoe Elementary SchoolA
Elementary · Grades 1–5 · 0.5 mi

District: Roscoe Collegiate Independent School District

Neighborhood · ZIP 79545These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.62
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.101
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.1,779
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,909
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$78,803
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.70%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Roscoe 79545
  • Costs less per square foot than 96% of homes in Roscoe 79545
  • Has a smaller lot than 97% of homes in Roscoe 79545

What homes are worth in Roscoe 79545

Each bar is how many homes fall in that price range. The marker is this home.

This home
$55K$877K

This home is worth more than 21% of homes in Roscoe 79545.

How it measures up in Roscoe 79545

The dot is this home. The mark in the middle is the typical home in Roscoe 79545.

Estimated value$93,447
CheaperTypical $147,902Pricier

Pricier than 21% of homes nearby

Price per ft²$38
CheaperTypical $61Pricier

Pricier than 4% of homes nearby

Living area2,480 ft²
SmallerTypical 2,436 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.16 ac
SmallerTypical 0.32 acBigger

Bigger than 3% of homes nearby

How 108 Oak St ranks against every home in each area.
MeasureThis homeRoscoe 79545Nolan County
Estimated valuepricier than$93,44721% of homes44% of homes
Price per ft²pricier than$384% of homes20% of homes
Living areabigger than2,480 ft²51% of homes63% of homes
Lot sizebigger than0.16 ac3% of homes10% of homes

About 108 Oak St

How much is 108 Oak St, Roscoe, TX worth?

The TopHap Estimate for 108 Oak St, Roscoe, TX is $93,447 as of Jul 14, 2026. The likely range is $89,430 to $97,464. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Oak St, Roscoe, TX last sell?

108 Oak St, Roscoe, TX last sold on Sep 7, 2012, according to the county's recorded deed.

How big is 108 Oak St, Roscoe, TX?

108 Oak St, Roscoe, TX has 1 bathrooms, 2,480 square feet of living space and a 0.16-acre lot.

What schools serve 108 Oak St, Roscoe, TX?

108 Oak St, Roscoe, TX is assigned to Roscoe Collegiate High School (middle), rated C; Roscoe Elementary School (elementary), rated A. All sit in Roscoe Collegiate Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Oak St, Roscoe, TX compare to other homes in Roscoe 79545?

Among the 773 homes in Roscoe 79545, it is worth more than 21% of them ($93,447 against a typical $147,902), its price per square foot is higher than 4% of them ($38 against a typical $61), it is bigger than 51% of them (2,480 ft² against a typical 2,436 ft²) and its lot is bigger than 3% of them (0.16 ac against a typical 0.32 ac). Measured against all of Nolan County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Oak St, Roscoe, TX?

The 2025 property tax bill for 108 Oak St, Roscoe, TX was $967. The county assessed it at $86,560.

Closest homes

More homes in Roscoe 79545

Assigned schools

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