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Single Family ResidenceResidential
$317,969$239 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $200,000 on Jan 6, 2022

108 PROSPECT ST

BALLSTON SPA, NY 12020
4
Beds
1.5
Baths
1,332 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.82 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$318K
$300K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Jan 6, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,393 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$175,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$142,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$289,256

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.53
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountySARATOGA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.82
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gordon Creek Elementary SchoolB+
Elementary · Grades KG–5 · 0.9 mi
M
Ballston Spa Middle SchoolA-
Middle · Grades 6–8 · 1.1 mi
H
Ballston Spa Senior High SchoolB
High · Grades 9–12 · 1.3 mi

District: Ballston Spa Central School District

Neighborhood · ZIP 12020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.70

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.33,843
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.439 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,289
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$120,349
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Ballston Spa 12020
  • Smaller than 79% of homes in Ballston Spa 12020
  • Has a bigger lot than 71% of homes in Ballston Spa 12020

What homes are worth in Ballston Spa 12020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$205K$913K

This home is worth more than 22% of homes in Ballston Spa 12020.

How it measures up in Ballston Spa 12020

The dot is this home. The mark in the middle is the typical home in Ballston Spa 12020.

Estimated value$317,969
CheaperTypical $415,130Pricier

Pricier than 22% of homes nearby

Price per ft²$239
CheaperTypical $248Pricier

Pricier than 42% of homes nearby

Living area1,332 ft²
SmallerTypical 1,731 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.82 ac
SmallerTypical 0.46 acBigger

Bigger than 71% of homes nearby

Year built1985
OlderTypical 1986Newer

Newer than 46% of homes nearby

How 108 Prospect St ranks against every home in each area.
MeasureThis homeBallston Spa 12020Saratoga County
Estimated valuepricier than$317,96922% of homes22% of homes
Price per ft²pricier than$23942% of homes43% of homes
Living areabigger than1,332 ft²21% of homes23% of homes
Lot sizebigger than0.82 ac71% of homes68% of homes
Year builtnewer than198546% of homes52% of homes

About 108 Prospect St

How much is 108 Prospect St, Ballston Spa, NY worth?

The TopHap Estimate for 108 Prospect St, Ballston Spa, NY is $317,969 as of Sep 24, 2026. The likely range is $299,869 to $336,069. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Prospect St, Ballston Spa, NY last sell?

108 Prospect St, Ballston Spa, NY last sold on Jan 6, 2022 for $200,000, according to the county's recorded deed.

How big is 108 Prospect St, Ballston Spa, NY?

108 Prospect St, Ballston Spa, NY has 4 bedrooms, 1.5 bathrooms, 1,332 square feet of living space and a 0.82-acre lot.

When was 108 Prospect St, Ballston Spa, NY built?

108 Prospect St, Ballston Spa, NY was built in 1985, making it 41 years old. It is a raised ranch home. The building has 1 story.

What schools serve 108 Prospect St, Ballston Spa, NY?

108 Prospect St, Ballston Spa, NY is assigned to Gordon Creek Elementary School (elementary), rated B+; Ballston Spa Middle School (middle), rated A-; Ballston Spa Senior High School (high), rated B. All sit in Ballston Spa Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Prospect St, Ballston Spa, NY compare to other homes in Ballston Spa 12020?

Among the 10,595 homes in Ballston Spa 12020, it is worth more than 22% of them ($317,969 against a typical $415,130), its price per square foot is higher than 42% of them ($239 against a typical $248), it is bigger than 21% of them (1,332 ft² against a typical 1,731 ft²), its lot is bigger than 71% of them (0.82 ac against a typical 0.46 ac) and it is newer than 46% of them (1985 against a typical 1986). Measured against all of Saratoga County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Prospect St, Ballston Spa, NY?

The 2025 property tax bill for 108 Prospect St, Ballston Spa, NY was $4,393. The county assessed it at $175,000.

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