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Single Family ResidenceResidential
$232,001$117 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $227,000 on Apr 11, 2025

108 PROSPECT ST

MORRISON, IL 61270
3
Beds
0
Baths
1,980 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.

Valuation

$232K
$215K low$249K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$227,000 · Apr 11, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$50,401
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$40,321
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.79%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$181,600
COMMUNITY STATE BANK OF ROCK FALLS · recorded Apr 11, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,968 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$62,646 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,480
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$60,166
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,112
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,938

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
61
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWHITESIDE
Lot (acres)The size of the land the home sits on, from county records.0.35
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Northside School
Elementary · Grades PK–2 · 0.2 mi
M
Morrison Jr High SchoolC-
Middle · Grades 6–8 · 0.8 mi
H
Morrison High SchoolF
High · Grades 9–12 · 1.0 mi

District: Morrison Community Unit School District 6

Neighborhood · ZIP 61270These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.7,493
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$80,206
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,154
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Morrison 61270
  • Bigger than 83% of homes in Whiteside County
  • Newer than 66% of homes in Whiteside County

What homes are worth in Morrison 61270

Each bar is how many homes fall in that price range. The marker is this home.

This home
$52K$415K

This home is worth more than 84% of homes in Morrison 61270.

How it measures up in Morrison 61270

The dot is this home. The mark in the middle is the typical home in Morrison 61270.

Estimated value$232,001
CheaperTypical $137,779Pricier

Pricier than 84% of homes nearby

Price per ft²$117
CheaperTypical $108Pricier

Pricier than 58% of homes nearby

Living area1,980 ft²
SmallerTypical 1,470 ft²Bigger

Bigger than 81% of homes nearby

Lot size0.35 ac
SmallerTypical 0.37 acBigger

Bigger than 49% of homes nearby

Year built1964
OlderTypical 1955Newer

Newer than 65% of homes nearby

How 108 Prospect St ranks against every home in each area.
MeasureThis homeMorrison 61270Whiteside County
Estimated valuepricier than$232,00184% of homes84% of homes
Price per ft²pricier than$11758% of homes51% of homes
Living areabigger than1,980 ft²81% of homes83% of homes
Lot sizebigger than0.35 ac49% of homes60% of homes
Year builtnewer than196465% of homes66% of homes

About 108 Prospect St

How much is 108 Prospect St, Morrison, IL worth?

The TopHap Estimate for 108 Prospect St, Morrison, IL is $232,001 as of Jul 14, 2026. The likely range is $215,236 to $248,766. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Prospect St, Morrison, IL last sell?

108 Prospect St, Morrison, IL last sold on Apr 11, 2025 for $227,000, according to the county's recorded deed.

How big is 108 Prospect St, Morrison, IL?

108 Prospect St, Morrison, IL has 3 bedrooms, 1,980 square feet of living space and a 0.35-acre lot.

When was 108 Prospect St, Morrison, IL built?

108 Prospect St, Morrison, IL was built in 1964, making it 62 years old.

What schools serve 108 Prospect St, Morrison, IL?

108 Prospect St, Morrison, IL is assigned to Northside School (elementary); Morrison Jr High School (middle), rated C-; Morrison High School (high), rated F. All sit in Morrison Community Unit School District 6. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Prospect St, Morrison, IL compare to other homes in Morrison 61270?

Among the 2,648 homes in Morrison 61270, it is worth more than 84% of them ($232,001 against a typical $137,779), its price per square foot is higher than 58% of them ($117 against a typical $108), it is bigger than 81% of them (1,980 ft² against a typical 1,470 ft²), its lot is bigger than 49% of them (0.35 ac against a typical 0.37 ac) and it is newer than 65% of them (1964 against a typical 1955). Measured against all of Whiteside County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Prospect St, Morrison, IL?

The 2025 property tax bill for 108 Prospect St, Morrison, IL was $4,968. The county assessed it at $62,646.

Closest homes

More homes in Morrison 61270

Assigned schools

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