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Single Family ResidenceResidential
$188,419$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 46How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

108 RAILROAD LN

SPENCER, VA 24165
1
Baths
1,316 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1966
Year BuiltThe year the home was originally built, according to county records.

Valuation

$188K
$87K low$290K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$238 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$42,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$32,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$42,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.60
38
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
67
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENRY
Lot (acres)The size of the land the home sits on, from county records.3.22
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
G.W. Carver Elementary SchoolC
Elementary · Grades PK–5 · 5.9 mi
H
Magna Vista High SchoolD+
High · Grades 9–12 · 7.6 mi
M
Laurel Park Middle SchoolD+
Middle · Grades 6–8 · 14.2 mi

District: Henry County Public Schools

Neighborhood · ZIP 24165These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.157
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,912
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.44 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,910
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$72,725
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Railroad Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Henry County
  • Costs more per square foot than 81% of homes in Spencer 24165
  • Has a bigger lot than 78% of homes in Henry County

What homes are worth in Spencer 24165

Each bar is how many homes fall in that price range. The marker is this home.

This home
$28K$342K

This home is worth more than 75% of homes in Spencer 24165.

How it measures up in Spencer 24165

The dot is this home. The mark in the middle is the typical home in Spencer 24165.

Estimated value$188,419
CheaperTypical $137,388Pricier

Pricier than 75% of homes nearby

Price per ft²$143
CheaperTypical $107Pricier

Pricier than 81% of homes nearby

Living area1,316 ft²
SmallerTypical 1,325 ft²Bigger

Bigger than 49% of homes nearby

Lot size3.22 ac
SmallerTypical 2 acBigger

Bigger than 69% of homes nearby

Year built1966
OlderTypical 1966Newer

Newer than 51% of homes nearby

How 108 Railroad Ln ranks against every home in each area.
MeasureThis homeSpencer 24165Henry County
Estimated valuepricier than$188,41975% of homes77% of homes
Price per ft²pricier than$14381% of homes81% of homes
Living areabigger than1,316 ft²49% of homes55% of homes
Lot sizebigger than3.22 ac69% of homes78% of homes
Year builtnewer than196651% of homes44% of homes

About 108 Railroad Ln

How much is 108 Railroad Ln, Spencer, VA worth?

The TopHap Estimate for 108 Railroad Ln, Spencer, VA is $188,419 as of Sep 24, 2026. The likely range is $86,810 to $290,028. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Railroad Ln, Spencer, VA last sell?

108 Railroad Ln, Spencer, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 108 Railroad Ln, Spencer, VA?

108 Railroad Ln, Spencer, VA has 1 bathrooms, 1,316 square feet of living space and a 3.22-acre lot.

When was 108 Railroad Ln, Spencer, VA built?

108 Railroad Ln, Spencer, VA was built in 1966, making it 60 years old.

What schools serve 108 Railroad Ln, Spencer, VA?

108 Railroad Ln, Spencer, VA is assigned to G.W. Carver Elementary School (elementary), rated C; Magna Vista High School (high), rated D+; Laurel Park Middle School (middle), rated D+. All sit in Henry County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Railroad Ln, Spencer, VA compare to other homes in Spencer 24165?

Among the 731 homes in Spencer 24165, it is worth more than 75% of them ($188,419 against a typical $137,388), its price per square foot is higher than 81% of them ($143 against a typical $107), it is bigger than 49% of them (1,316 ft² against a typical 1,325 ft²), its lot is bigger than 69% of them (3.22 ac against a typical 2 ac) and it is newer than 51% of them (1966 against a typical 1966). Measured against all of Henry County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Railroad Ln, Spencer, VA?

The 2025 property tax bill for 108 Railroad Ln, Spencer, VA was $238. The county assessed it at $42,900.

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