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Single Family ResidenceResidential
$1,154,844$208 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 74How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

108 RIDGE TER

HOT SPRINGS, AR 71913
3
Beds
6 / 2
Baths
5,540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.2M
$850K low$1.5M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,493 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$348,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$62,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$285,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$348,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,740,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
53
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
45
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.54 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyGarland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2020
Lot (acres)The size of the land the home sits on, from county records.1.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Closed Piers
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 384 ft²Patio · 296 ft²Porch · 1,226 ft²Boat access

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Lake Hamilton Middle SchoolB
Middle · Grades 6–7 · 5.0 mi
H
Lake Hamilton High SchoolB-
High · Grades 10–12 · 5.0 mi
E
Lake Hamilton Primary School
Elementary · Grades PK–1 · 5.3 mi

District: Lake Hamilton School District

Neighborhood · ZIP 71913These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.144
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.47,269
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.341 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,326
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,958
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Ridge Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Garland County
  • Costs more per square foot than 76% of homes in Garland County
  • Among the largest homes in Hot Springs National Park 71913
  • Has a bigger lot than 83% of homes in Hot Springs National Park 71913
  • Newer than 71% of homes in Hot Springs National Park 71913

What homes are worth in Hot Springs National Park 71913

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$1.4M

This home is worth more than 96% of homes in Hot Springs National Park 71913.

How it measures up in Hot Springs National Park 71913

The dot is this home. The mark in the middle is the typical home in Hot Springs National Park 71913.

Estimated value$1,154,844
CheaperTypical $273,938Pricier

Pricier than 96% of homes nearby

Price per ft²$208
CheaperTypical $171Pricier

Pricier than 66% of homes nearby

Living area5,540 ft²
SmallerTypical 1,543 ft²Bigger

Bigger than almost all homes nearby

Lot size1.17 ac
SmallerTypical 0.38 acBigger

Bigger than 83% of homes nearby

Year built1997
OlderTypical 1982Newer

Newer than 71% of homes nearby

How 108 Ridge Ter ranks against every home in each area.
MeasureThis homeHot Springs National Park 71913Garland County
Estimated valuepricier than$1,154,84496% of homes97% of homes
Price per ft²pricier than$20866% of homes76% of homes
Living areabigger than5,540 ft²almost all homesalmost all homes
Lot sizebigger than1.17 ac83% of homes74% of homes
Year builtnewer than199771% of homes71% of homes

About 108 Ridge Ter

How much is 108 Ridge Ter, Hot Springs, AR worth?

The TopHap Estimate for 108 Ridge Ter, Hot Springs, AR is $1,154,844 as of Aug 30, 2026. The likely range is $849,514 to $1,460,174. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Ridge Ter, Hot Springs, AR last sell?

108 Ridge Ter, Hot Springs, AR last sold on Oct 3, 2012, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 108 Ridge Ter, Hot Springs, AR?

108 Ridge Ter, Hot Springs, AR has 3 bedrooms, 6 bathrooms, 5,540 square feet of living space and a 1.17-acre lot.

When was 108 Ridge Ter, Hot Springs, AR built?

108 Ridge Ter, Hot Springs, AR was built in 1997, making it 29 years old. It is a bi-level home. The building has 1 story.

What schools serve 108 Ridge Ter, Hot Springs, AR?

108 Ridge Ter, Hot Springs, AR is assigned to Lake Hamilton Middle School (middle), rated B; Lake Hamilton High School (high), rated B-; Lake Hamilton Primary School (elementary). All sit in Lake Hamilton School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Ridge Ter, Hot Springs, AR compare to other homes in Hot Springs National Park 71913?

Among the 23,123 homes in Hot Springs National Park 71913, it is worth more than 96% of them ($1,154,844 against a typical $273,938), its price per square foot is higher than 66% of them ($208 against a typical $171), it is bigger than almost all of them (5,540 ft² against a typical 1,543 ft²), its lot is bigger than 83% of them (1.17 ac against a typical 0.38 ac) and it is newer than 71% of them (1997 against a typical 1982). Measured against all of Garland County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Ridge Ter, Hot Springs, AR?

The 2025 property tax bill for 108 Ridge Ter, Hot Springs, AR was $7,493. The county assessed it at $348,000.

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