Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$85,678$81 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 82How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $80,000 on Oct 23, 2025

108 RIVER RD

CELINA, TN 38551
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$86K
$70K low$101K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$80,000 · Oct 23, 2025

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,125
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,425
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$19,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$78,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.10 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClay
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 48 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Clay County Adult High School
High · Grades 9–12 · 0.9 mi
E
Celina K-8D
Elementary · Grades PK–8 · 1.3 mi

District: Clay County School District

Neighborhood · ZIP 38551These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.84%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.20%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,682
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.35 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$38,477
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,024
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Celina 38551
  • Costs less per square foot than 93% of homes in Celina 38551
  • Older than 77% of homes in Celina 38551

What homes are worth in Celina 38551

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$664K

This home is worth more than 11% of homes in Celina 38551.

How it measures up in Celina 38551

The dot is this home. The mark in the middle is the typical home in Celina 38551.

Estimated value$85,678
CheaperTypical $199,618Pricier

Pricier than 11% of homes nearby

Price per ft²$81
CheaperTypical $159Pricier

Pricier than 7% of homes nearby

Living area1,056 ft²
SmallerTypical 1,216 ft²Bigger

Bigger than 37% of homes nearby

Year built1962
OlderTypical 1981Newer

Newer than 23% of homes nearby

How 108 River Rd ranks against every home in each area.
MeasureThis homeCelina 38551Clay County
Estimated valuepricier than$85,67811% of homes11% of homes
Price per ft²pricier than$817% of homes8% of homes
Living areabigger than1,056 ft²37% of homes36% of homes
Year builtnewer than196223% of homes23% of homes

About 108 River Rd

How much is 108 River Rd, Celina, TN worth?

The TopHap Estimate for 108 River Rd, Celina, TN is $85,678 as of Jul 14, 2026. The likely range is $70,225 to $101,131. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 River Rd, Celina, TN last sell?

108 River Rd, Celina, TN last sold on Oct 23, 2025 for $80,000, according to the county's recorded deed.

How big is 108 River Rd, Celina, TN?

108 River Rd, Celina, TN has 1 bathrooms and 1,056 square feet of living space.

When was 108 River Rd, Celina, TN built?

108 River Rd, Celina, TN was built in 1962, making it 64 years old. The building has 1 story.

What schools serve 108 River Rd, Celina, TN?

108 River Rd, Celina, TN is assigned to Clay County Adult High School (high); Celina K-8 (elementary), rated D. All sit in Clay County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 River Rd, Celina, TN compare to other homes in Celina 38551?

Among the 2,050 homes in Celina 38551, it is worth more than 11% of them ($85,678 against a typical $199,618), its price per square foot is higher than 7% of them ($81 against a typical $159), it is bigger than 37% of them (1,056 ft² against a typical 1,216 ft²) and it is newer than 23% of them (1962 against a typical 1981). Measured against all of Clay County, it is worth more than 11% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on River Rd

Closest homes

More homes in Celina 38551

Assigned schools

Explore the area

See this home in context

Open 108 River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map