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Single Family ResidenceResidential
$103,876
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 68How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

108 RIVER RD

HOWLAND, ME 04448
0
Baths
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.

Valuation

$104K
$71K low$137K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$59,806
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$47,845
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.43%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
WORTH FUNDING INC · recorded Dec 26, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$14,070
USA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,902 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,790 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$70,490
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$72,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPENOBSCOT
Lot (acres)The size of the land the home sits on, from county records.0.30
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Hichborn Middle SchoolC-
Middle · Grades 6–8 · 0.6 mi
H
Penobscot Valley High SchoolD+
High · Grades 9–12 · 0.6 mi
E
Enfield Station SchoolB+
Elementary · Grades PK–5 · 4.2 mi

District: School Administrative District 31

Neighborhood · ZIP 04448These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.64

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.78%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.7.5%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.1,025
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,898
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$54,640
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Penobscot County
  • Has a smaller lot than 74% of homes in Penobscot County

What homes are worth in Howland 04448

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$436K

This home is worth more than 20% of homes in Howland 04448.

How it measures up in Howland 04448

The dot is this home. The mark in the middle is the typical home in Howland 04448.

Estimated value$103,876
CheaperTypical $168,677Pricier

Pricier than 20% of homes nearby

Lot size0.3 ac
SmallerTypical 0.59 acBigger

Bigger than 27% of homes nearby

How 108 River Rd ranks against every home in each area.
MeasureThis homeHowland 04448Penobscot County
Estimated valuepricier than$103,87620% of homes9% of homes
Lot sizebigger than0.3 ac27% of homes26% of homes

About 108 River Rd

How much is 108 River Rd, Howland, ME worth?

The TopHap Estimate for 108 River Rd, Howland, ME is $103,876 as of Jul 14, 2026. The likely range is $70,591 to $137,161. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 River Rd, Howland, ME last sell?

108 River Rd, Howland, ME last sold on Jan 1, 1900, according to the county's recorded deed.

What schools serve 108 River Rd, Howland, ME?

108 River Rd, Howland, ME is assigned to Hichborn Middle School (middle), rated C-; Penobscot Valley High School (high), rated D+; Enfield Station School (elementary), rated B+. All sit in School Administrative District 31. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 River Rd, Howland, ME compare to other homes in Howland 04448?

Among the 502 homes in Howland 04448, it is worth more than 20% of them ($103,876 against a typical $168,677) and its lot is bigger than 27% of them (0.3 ac against a typical 0.59 ac). Measured against all of Penobscot County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 River Rd, Howland, ME?

The 2025 property tax bill for 108 River Rd, Howland, ME was $1,902. The county assessed it at $92,790.

Closest homes

More homes in Howland 04448

Assigned schools

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