Skip to content
Skip to content
TopHapOpen in map
Multi-Family Dwellings (Generic, Any Combination)Residential
$261,852$279 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $144,250 on Dec 7, 2004

108 S PROSPECT AVE

CHAMPAIGN, IL 61820
2 / 1
Baths
937 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1888
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$262K
$223K low$301K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$144,250 · Dec 7, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,226
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,381
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,626
FIRST STATE BANK · recorded Nov 18, 2010
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$50,000
FIRST STATE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,333 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$67,160 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,360
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$51,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$61,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$201,480

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Multi-Family Dwellings (Generic, Any Combination)
CountyChampaign
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Central High SchoolC
High · Grades 9–12 · 0.3 mi
E
Dr Howard Elementary SchoolD
Elementary · Grades KG–5 · 0.4 mi
M
Edison Middle SchoolB-
Middle · Grades 6–8 · 0.6 mi

District: Champaign Community Unit School District 4

Neighborhood · ZIP 61820These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.45

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.38%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.41,375
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,160 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$37,027
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,653
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 S Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Champaign 61820
  • Costs more per square foot than 91% of homes in Champaign County
  • Smaller than 81% of homes in Champaign County
  • Older than 98% of homes in Champaign County

What homes are worth in Champaign 61820

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$498K

This home is worth more than 75% of homes in Champaign 61820.

How it measures up in Champaign 61820

The dot is this home. The mark in the middle is the typical home in Champaign 61820.

Estimated value$261,852
CheaperTypical $186,632Pricier

Pricier than 75% of homes nearby

Price per ft²$279
CheaperTypical $167Pricier

Pricier than 90% of homes nearby

Living area937 ft²
SmallerTypical 1,055 ft²Bigger

Bigger than 35% of homes nearby

Year built1888
OlderTypical 1939Newer

Newer than 5% of homes nearby

How 108 S Prospect Ave ranks against every home in each area.
MeasureThis homeChampaign 61820Champaign County
Estimated valuepricier than$261,85275% of homes60% of homes
Price per ft²pricier than$27990% of homes91% of homes
Living areabigger than937 ft²35% of homes19% of homes
Year builtnewer than18885% of homes2% of homes

About 108 S Prospect Ave

How much is 108 S Prospect Ave, Champaign, IL worth?

The TopHap Estimate for 108 S Prospect Ave, Champaign, IL is $261,852 as of Jun 23, 2026. The likely range is $222,574 to $301,129. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 S Prospect Ave, Champaign, IL last sell?

108 S Prospect Ave, Champaign, IL last sold on Dec 7, 2004 for $144,250, according to the county's recorded deed.

How big is 108 S Prospect Ave, Champaign, IL?

108 S Prospect Ave, Champaign, IL has 2 bathrooms and 937 square feet of living space.

When was 108 S Prospect Ave, Champaign, IL built?

108 S Prospect Ave, Champaign, IL was built in 1888, making it 138 years old. The building has 2 stories.

What schools serve 108 S Prospect Ave, Champaign, IL?

108 S Prospect Ave, Champaign, IL is assigned to Central High School (high), rated C; Dr Howard Elementary School (elementary), rated D; Edison Middle School (middle), rated B-. All sit in Champaign Community Unit School District 4. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 S Prospect Ave, Champaign, IL compare to other homes in Champaign 61820?

Among the 4,916 homes in Champaign 61820, it is worth more than 75% of them ($261,852 against a typical $186,632), its price per square foot is higher than 90% of them ($279 against a typical $167), it is bigger than 35% of them (937 ft² against a typical 1,055 ft²) and it is newer than 5% of them (1888 against a typical 1939). Measured against all of Champaign County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 S Prospect Ave, Champaign, IL?

The 2024 property tax bill for 108 S Prospect Ave, Champaign, IL was $5,333. The county assessed it at $67,160.

Closest homes

More homes in Champaign 61820

Assigned schools

Explore the area

See this home in context

Open 108 S Prospect Ave on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map