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Single Family ResidenceResidential
$234,418$158 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $122,500 on Nov 7, 2014

108 SMITH ST

CLEVELAND, NC 27013
2 / 1
Baths
1,482 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.69 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$234K
$186K low$283K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$122,500 · Nov 7, 2014

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,644 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$186,787 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$158,287
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$186,787
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$186,787

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.8
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.69
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 220 ft²

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rowan Elementary SchoolC-
Elementary · Grades PK–5 · 0.3 mi
H
West Rowan High SchoolD-
High · Grades 9–12 · 2.8 mi
M
West Rowan Middle SchoolD-
Middle · Grades 6–8 · 5.4 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 27013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,993
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Smith St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 82% of homes in Cleveland 27013
  • Older than 68% of homes in Cleveland 27013

What homes are worth in Cleveland 27013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$1.1M

This home is worth more than 45% of homes in Cleveland 27013.

How it measures up in Cleveland 27013

The dot is this home. The mark in the middle is the typical home in Cleveland 27013.

Estimated value$234,418
CheaperTypical $251,871Pricier

Pricier than 45% of homes nearby

Price per ft²$158
CheaperTypical $161Pricier

Pricier than 48% of homes nearby

Living area1,482 ft²
SmallerTypical 1,654 ft²Bigger

Bigger than 36% of homes nearby

Lot size0.69 ac
SmallerTypical 1.52 acBigger

Bigger than 18% of homes nearby

Year built1979
OlderTypical 1994Newer

Newer than 32% of homes nearby

How 108 Smith St ranks against every home in each area.
MeasureThis homeCleveland 27013Rowan County
Estimated valuepricier than$234,41845% of homes46% of homes
Price per ft²pricier than$15848% of homes46% of homes
Living areabigger than1,482 ft²36% of homes42% of homes
Lot sizebigger than0.69 ac18% of homes51% of homes
Year builtnewer than197932% of homes45% of homes

About 108 Smith St

How much is 108 Smith St, Cleveland, NC worth?

The TopHap Estimate for 108 Smith St, Cleveland, NC is $234,418 as of Oct 21, 2026. The likely range is $185,640 to $283,196. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Smith St, Cleveland, NC last sell?

108 Smith St, Cleveland, NC last sold on Nov 7, 2014 for $122,500, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 108 Smith St, Cleveland, NC?

108 Smith St, Cleveland, NC has 2 bathrooms, 1,482 square feet of living space and a 0.69-acre lot.

When was 108 Smith St, Cleveland, NC built?

108 Smith St, Cleveland, NC was built in 1979, making it 47 years old. The building has 1 story.

What schools serve 108 Smith St, Cleveland, NC?

108 Smith St, Cleveland, NC is assigned to West Rowan Elementary School (elementary), rated C-; West Rowan High School (high), rated D-; West Rowan Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Smith St, Cleveland, NC compare to other homes in Cleveland 27013?

Among the 2,769 homes in Cleveland 27013, it is worth more than 45% of them ($234,418 against a typical $251,871), its price per square foot is higher than 48% of them ($158 against a typical $161), it is bigger than 36% of them (1,482 ft² against a typical 1,654 ft²), its lot is bigger than 18% of them (0.69 ac against a typical 1.52 ac) and it is newer than 32% of them (1979 against a typical 1994). Measured against all of Rowan County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Smith St, Cleveland, NC?

The 2026 property tax bill for 108 Smith St, Cleveland, NC was $1,644. The county assessed it at $186,787.

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