Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$345,250$170 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026

108 SPECKLED TROUT LOOP

PALACIOS, TX 77465
0
Baths
2,030 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.

Valuation

$345K
$325K low$366K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$125,650
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$100,520
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$219,600
FIRST FINANCIAL BANK NA · recorded Sep 11, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,521 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$279,585 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,250
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$273,335
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$282,525
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$279,585

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.67
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
48
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
43
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.84 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.86%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJackson
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Palacios Elementary SchoolC+
Elementary · Grades PK–5 · 8.6 mi
M
Palacios Junior Senior High SchoolC-
Middle · Grades 6–12 · 8.8 mi

District: Palacios Independent School District

Neighborhood · ZIP 77465These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.92
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.1%
PopulationHow many people live in this area.7,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.17 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,052
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$74,741
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Speckled Trout Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Jackson County
  • Costs more per square foot than 79% of homes in Jackson County
  • Bigger than 84% of homes in Palacios 77465
  • Newer than 75% of homes in Palacios 77465

What homes are worth in Palacios 77465

Each bar is how many homes fall in that price range. The marker is this home.

This home
$42K$649K

This home is worth more than 81% of homes in Palacios 77465.

How it measures up in Palacios 77465

The dot is this home. The mark in the middle is the typical home in Palacios 77465.

Estimated value$345,250
CheaperTypical $203,357Pricier

Pricier than 81% of homes nearby

Price per ft²$170
CheaperTypical $158Pricier

Pricier than 56% of homes nearby

Living area2,030 ft²
SmallerTypical 1,254 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.42 ac
SmallerTypical 0.32 acBigger

Bigger than 62% of homes nearby

Year built2007
OlderTypical 1985Newer

Newer than 75% of homes nearby

How 108 Speckled Trout Loop ranks against every home in each area.
MeasureThis homePalacios 77465Jackson County
Estimated valuepricier than$345,25081% of homes88% of homes
Price per ft²pricier than$17056% of homes79% of homes
Living areabigger than2,030 ft²84% of homes77% of homes
Lot sizebigger than0.42 ac62% of homes43% of homes
Year builtnewer than200775% of homes69% of homes

About 108 Speckled Trout Loop

How much is 108 Speckled Trout Loop, Palacios, TX worth?

The TopHap Estimate for 108 Speckled Trout Loop, Palacios, TX is $345,250 as of Jun 23, 2026. The likely range is $324,535 to $365,965. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Speckled Trout Loop, Palacios, TX last sell?

108 Speckled Trout Loop, Palacios, TX last sold on Oct 22, 2021, according to the county's recorded deed.

When was 108 Speckled Trout Loop, Palacios, TX built?

108 Speckled Trout Loop, Palacios, TX was built in 2007, making it 19 years old.

What schools serve 108 Speckled Trout Loop, Palacios, TX?

108 Speckled Trout Loop, Palacios, TX is assigned to Palacios Elementary School (elementary), rated C+; Palacios Junior Senior High School (middle), rated C-. All sit in Palacios Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Speckled Trout Loop, Palacios, TX compare to other homes in Palacios 77465?

Among the 4,223 homes in Palacios 77465, it is worth more than 81% of them ($345,250 against a typical $203,357), its price per square foot is higher than 56% of them ($170 against a typical $158), it is bigger than 84% of them (2,030 ft² against a typical 1,254 ft²), its lot is bigger than 62% of them (0.42 ac against a typical 0.32 ac) and it is newer than 75% of them (2007 against a typical 1985). Measured against all of Jackson County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Speckled Trout Loop, Palacios, TX?

The 2025 property tax bill for 108 Speckled Trout Loop, Palacios, TX was $4,521. The county assessed it at $279,585.

Closest homes

More homes in Palacios 77465

Assigned schools

Explore the area

See this home in context

Open 108 Speckled Trout Loop on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map