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Single Family ResidenceResidential
$194,743$87 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

108 SPENCER AVE

HASWELL, CO 81045
3
Beds
3
Baths
2,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2008
Year BuiltThe year the home was originally built, according to county records.

Valuation

$195K
$181K low$209K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,914 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,452 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$394
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,058
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,180
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$193,446

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.41
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
62
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
7
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKiowa
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Eads High School
High · Grades 9–12 · 20.6 mi
E
Eads Elementary SchoolC-
Elementary · Grades PK–5 · 20.7 mi
M
Eads Middle SchoolC-
Middle · Grades 6–8 · 20.7 mi

District: Eads School District Re-1

Neighborhood · ZIP 81045These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.154
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,677
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,176
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.15 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Spencer Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Kiowa County
  • Costs more per square foot than 83% of homes in Kiowa County
  • Bigger than 72% of homes in Kiowa County
  • Newer than 91% of homes in Kiowa County

What homes are worth in Kiowa County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$915K

This home is worth more than 84% of homes in Kiowa County.

How it measures up in Kiowa County

The dot is this home. The mark in the middle is the typical home in Kiowa County.

Estimated value$194,743
CheaperTypical $111,008Pricier

Pricier than 84% of homes nearby

Price per ft²$87
CheaperTypical $65Pricier

Pricier than 83% of homes nearby

Living area2,240 ft²
SmallerTypical 1,676 ft²Bigger

Bigger than 72% of homes nearby

Year built2008
OlderTypical 1950Newer

Newer than 91% of homes nearby

How 108 Spencer Ave ranks against every home in each area.
MeasureThis homeKiowa County
Estimated valuepricier than$194,74384% of homes
Price per ft²pricier than$8783% of homes
Living areabigger than2,240 ft²72% of homes
Year builtnewer than200891% of homes

About 108 Spencer Ave

How much is 108 Spencer Ave, Haswell, CO worth?

The TopHap Estimate for 108 Spencer Ave, Haswell, CO is $194,743 as of Sep 24, 2026. The likely range is $180,967 to $208,519. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 108 Spencer Ave, Haswell, CO?

108 Spencer Ave, Haswell, CO has 3 bedrooms, 3 bathrooms and 2,240 square feet of living space.

When was 108 Spencer Ave, Haswell, CO built?

108 Spencer Ave, Haswell, CO was built in 2008, making it 18 years old.

What schools serve 108 Spencer Ave, Haswell, CO?

108 Spencer Ave, Haswell, CO is assigned to Eads High School (high); Eads Elementary School (elementary), rated C-; Eads Middle School (middle), rated C-. All sit in Eads School District Re-1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Spencer Ave, Haswell, CO compare to other homes in Kiowa County?

Among the 493 homes in Kiowa County, it is worth more than 84% of them ($194,743 against a typical $111,008), its price per square foot is higher than 83% of them ($87 against a typical $65), it is bigger than 72% of them (2,240 ft² against a typical 1,676 ft²) and it is newer than 91% of them (2008 against a typical 1950). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Spencer Ave, Haswell, CO?

The 2025 property tax bill for 108 Spencer Ave, Haswell, CO was $1,914. The county assessed it at $17,452.

Closest homes

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Assigned schools

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