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Single Family ResidenceResidential
$272,267$299 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $69,000 on Jan 4, 2012

108 SPRUCE ST

CUMMING, GA 30040
3
Beds
1
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1972
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$272K
$234K low$310K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$69,000 · Jan 4, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,834 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$92,516 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,224
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,292
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$231,290

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
95
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
41
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFORSYTH
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPatio · 120 ft²Porch · 57 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Forsyth Central High SchoolB
High · Grades 9–12 · 1.1 mi
M
Otwell Middle SchoolB+
Middle · Grades 6–8 · 1.4 mi
E
Cumming Elementary SchoolB-
Elementary · Grades KG–5 · 1.5 mi

District: Forsyth County School District

Neighborhood · ZIP 30040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.91,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,545 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,354
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,389
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

108 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Cumming 30040
  • Costs more per square foot than 88% of homes in Cumming 30040
  • Among the smallest homes in Cumming 30040
  • Older than 96% of homes in Cumming 30040

What homes are worth in Cumming 30040

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$1.3M

This home is worth less than almost all homes in Cumming 30040.

How it measures up in Cumming 30040

The dot is this home. The mark in the middle is the typical home in Cumming 30040.

Estimated value$272,267
CheaperTypical $599,203Pricier

Cheaper than almost all homes nearby

Price per ft²$299
CheaperTypical $237Pricier

Pricier than 88% of homes nearby

Living area912 ft²
SmallerTypical 2,586 ft²Bigger

Smaller than almost all homes nearby

Lot size0.36 ac
SmallerTypical 0.31 acBigger

Bigger than 56% of homes nearby

Year built1972
OlderTypical 2005Newer

Newer than 4% of homes nearby

How 108 Spruce St ranks against every home in each area.
MeasureThis homeCumming 30040Forsyth County
Estimated valuepricier than$272,267almost no homes2% of homes
Price per ft²pricier than$29988% of homes84% of homes
Living areabigger than912 ft²almost no homes2% of homes
Lot sizebigger than0.36 ac56% of homes50% of homes
Year builtnewer than19724% of homes4% of homes

About 108 Spruce St

How much is 108 Spruce St, Cumming, GA worth?

The TopHap Estimate for 108 Spruce St, Cumming, GA is $272,267 as of Sep 24, 2026. The likely range is $234,058 to $310,476. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 108 Spruce St, Cumming, GA last sell?

108 Spruce St, Cumming, GA last sold on Jan 4, 2012 for $69,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 108 Spruce St, Cumming, GA?

108 Spruce St, Cumming, GA has 3 bedrooms, 1 bathrooms, 912 square feet of living space and a 0.36-acre lot.

When was 108 Spruce St, Cumming, GA built?

108 Spruce St, Cumming, GA was built in 1972, making it 54 years old. The building has 1 story.

What schools serve 108 Spruce St, Cumming, GA?

108 Spruce St, Cumming, GA is assigned to Forsyth Central High School (high), rated B; Otwell Middle School (middle), rated B+; Cumming Elementary School (elementary), rated B-. All sit in Forsyth County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 108 Spruce St, Cumming, GA compare to other homes in Cumming 30040?

Among the 28,899 homes in Cumming 30040, it is worth more than almost none of them ($272,267 against a typical $599,203), its price per square foot is higher than 88% of them ($299 against a typical $237), it is bigger than almost none of them (912 ft² against a typical 2,586 ft²), its lot is bigger than 56% of them (0.36 ac against a typical 0.31 ac) and it is newer than 4% of them (1972 against a typical 2005). Measured against all of Forsyth County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 108 Spruce St, Cumming, GA?

The 2025 property tax bill for 108 Spruce St, Cumming, GA was $1,834. The county assessed it at $92,516.

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