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Single Family ResidenceResidential
$344,540$229 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

1085 SUMMIT ST

ELGIN, IL 60120
4
Beds
2 / 1
Baths
1,503 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1956
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$345K
$301K low$388K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,602 (2023)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,000 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$230,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
12
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bungalow
CountyCook
Lot (acres)The size of the land the home sits on, from county records.2.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lords Park Elementary SchoolD
Elementary · Grades KG–6 · 0.2 mi
M
Ellis Middle SchoolD
Middle · Grades 7–8 · 1.3 mi
H
Elgin High SchoolD
High · Grades 9–12 · 1.3 mi

District: School District U-46

Neighborhood · ZIP 60120These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.9%
PopulationHow many people live in this area.51,977
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,108 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,556
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,612
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1085 Summit St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Elgin 60120
  • Costs more per square foot than 72% of homes in Elgin 60120
  • Has a bigger lot than 93% of homes in Cook County

What homes are worth in Elgin 60120

Each bar is how many homes fall in that price range. The marker is this home.

This home
$166K$575K

This home is worth more than 77% of homes in Elgin 60120.

How it measures up in Elgin 60120

The dot is this home. The mark in the middle is the typical home in Elgin 60120.

Estimated value$344,540
CheaperTypical $285,136Pricier

Pricier than 77% of homes nearby

Price per ft²$229
CheaperTypical $205Pricier

Pricier than 72% of homes nearby

Living area1,503 ft²
SmallerTypical 1,425 ft²Bigger

Bigger than 55% of homes nearby

Lot size2.3 ac
SmallerTypical 0.2 acBigger

Bigger than 90% of homes nearby

Year built1956
OlderTypical 1969Newer

Newer than 44% of homes nearby

How 1085 Summit St ranks against every home in each area.
MeasureThis homeElgin 60120Cook County
Estimated valuepricier than$344,54077% of homes52% of homes
Price per ft²pricier than$22972% of homes42% of homes
Living areabigger than1,503 ft²55% of homes52% of homes
Lot sizebigger than2.3 ac90% of homes93% of homes
Year builtnewer than195644% of homes46% of homes

About 1085 Summit St

How much is 1085 Summit St, Elgin, IL worth?

The TopHap Estimate for 1085 Summit St, Elgin, IL is $344,540 as of Sep 24, 2026. The likely range is $300,809 to $388,271. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1085 Summit St, Elgin, IL last sell?

1085 Summit St, Elgin, IL last sold on Mar 12, 2021, according to the county's recorded deed.

How big is 1085 Summit St, Elgin, IL?

1085 Summit St, Elgin, IL has 4 bedrooms, 2 bathrooms, 1,503 square feet of living space and a 2.30-acre lot.

When was 1085 Summit St, Elgin, IL built?

1085 Summit St, Elgin, IL was built in 1956, making it 70 years old. It is a bungalow home. The building has 1 story.

What schools serve 1085 Summit St, Elgin, IL?

1085 Summit St, Elgin, IL is assigned to Lords Park Elementary School (elementary), rated D; Ellis Middle School (middle), rated D; Elgin High School (high), rated D. All sit in School District U-46. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1085 Summit St, Elgin, IL compare to other homes in Elgin 60120?

Among the 13,139 homes in Elgin 60120, it is worth more than 77% of them ($344,540 against a typical $285,136), its price per square foot is higher than 72% of them ($229 against a typical $205), it is bigger than 55% of them (1,503 ft² against a typical 1,425 ft²), its lot is bigger than 90% of them (2.3 ac against a typical 0.2 ac) and it is newer than 44% of them (1956 against a typical 1969). Measured against all of Cook County, it is worth more than 52% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1085 Summit St, Elgin, IL?

The 2023 property tax bill for 1085 Summit St, Elgin, IL was $6,602. The county assessed it at $23,000.

More homes on Summit St

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Assigned schools

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