Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$149,958$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 44How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

10854 COUNTY ROAD 428

SWAN RIVER, MN 55784
2
Beds
0
Baths
896 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
27.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$150K
$67K low$233K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$149,958
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$119,966

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$420 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$51,600 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$57,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
43
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
59
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
12
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyITASCA
Lot (acres)The size of the land the home sits on, from county records.27.70
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Robert J Elkington Middle SchoolB-
Middle · Grades 6–8 · 21.2 mi
E
West Rapids Elementary SchoolB
Elementary · Grades KG–5 · 22.1 mi
H
Grand Rapids High SchoolB+
High · Grades 9–12 · 22.3 mi

District: Grand Rapids Public School District

Neighborhood · ZIP 55784These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.178
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.58%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.159
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$68,190
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,998
Average tempThe average temperature here across a full year.39°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10854 County Road 428 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Itasca County
  • Smaller than 68% of homes in Itasca County
  • Has a bigger lot than 88% of homes in Itasca County

What homes are worth in Itasca County

Each bar is how many homes fall in that price range. The marker is this home.

This home
$49K$443K

This home is worth more than 39% of homes in Itasca County.

How it measures up in Itasca County

The dot is this home. The mark in the middle is the typical home in Itasca County.

Estimated value$149,958
CheaperTypical $190,028Pricier

Pricier than 34% of homes nearby

Price per ft²$167
CheaperTypical $175Pricier

Pricier than 46% of homes nearby

Living area896 ft²
SmallerTypical 1,080 ft²Bigger

Bigger than 32% of homes nearby

Lot size27.7 ac
SmallerTypical 1.9 acBigger

Bigger than 88% of homes nearby

How 10854 County Road 428 ranks against every home in each area.
MeasureThis homeItasca County
Estimated valuepricier than$149,95834% of homes
Price per ft²pricier than$16746% of homes
Living areabigger than896 ft²32% of homes
Lot sizebigger than27.7 ac88% of homes

About 10854 County Road 428

How much is 10854 County Road 428, Swan River, MN worth?

The TopHap Estimate for 10854 County Road 428, Swan River, MN is $149,958 as of Jul 14, 2026. The likely range is $66,506 to $233,410. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10854 County Road 428, Swan River, MN last sell?

10854 County Road 428, Swan River, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 10854 County Road 428, Swan River, MN?

10854 County Road 428, Swan River, MN has 2 bedrooms, 896 square feet of living space and a 27.70-acre lot.

What schools serve 10854 County Road 428, Swan River, MN?

10854 County Road 428, Swan River, MN is assigned to Robert J Elkington Middle School (middle), rated B-; West Rapids Elementary School (elementary), rated B; Grand Rapids High School (high), rated B+. All sit in Grand Rapids Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10854 County Road 428, Swan River, MN compare to other homes in Itasca County?

Among the 27,804 homes in Itasca County, it is worth more than 34% of them ($149,958 against a typical $190,028), its price per square foot is higher than 46% of them ($167 against a typical $175), it is bigger than 32% of them (896 ft² against a typical 1,080 ft²) and its lot is bigger than 88% of them (27.7 ac against a typical 1.9 ac). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10854 County Road 428, Swan River, MN?

The 2026 property tax bill for 10854 County Road 428, Swan River, MN was $420. The county assessed it at $51,600.

Closest homes

More homes in Swan River 55784

Assigned schools

Explore the area

See this home in context

Open 10854 County Road 428 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map