Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$746,373$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $425,000 on Jun 9, 2004

10855 UTICA CT

THURMONT, MD 21788
3.5
Baths
4,279 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.26 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$746K
$687K low$806K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$425,000 · Jun 9, 2004

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,665 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$640,667 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$599,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$724,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.54
65
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
79
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
37
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.32 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFREDERICK
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 256 ft²Patio · 280 ft²Porch · 28 ft²

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lewistown Elementary SchoolC
Elementary · Grades KG–5 · 0.6 mi
M
Thurmont Middle SchoolC-
Middle · Grades 6–8 · 6.1 mi
H
Catoctin High SchoolB-
High · Grades 9–12 · 7.3 mi

District: Frederick County Public Schools

Neighborhood · ZIP 21788These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.70
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.13,706
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.202 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$96,589
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,499
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

10855 Utica Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Thurmont 21788
  • Costs less per square foot than 92% of homes in Frederick County
  • Bigger than 98% of homes in Thurmont 21788
  • Has a bigger lot than 92% of homes in Frederick County
  • Newer than 89% of homes in Thurmont 21788

What homes are worth in Thurmont 21788

Each bar is how many homes fall in that price range. The marker is this home.

This home
$190K$783K

This home is worth more than 98% of homes in Thurmont 21788.

How it measures up in Thurmont 21788

The dot is this home. The mark in the middle is the typical home in Thurmont 21788.

Estimated value$746,373
CheaperTypical $371,110Pricier

Pricier than 98% of homes nearby

Price per ft²$174
CheaperTypical $215Pricier

Pricier than 18% of homes nearby

Living area4,279 ft²
SmallerTypical 1,760 ft²Bigger

Bigger than 98% of homes nearby

Lot size3.26 ac
SmallerTypical 0.43 acBigger

Bigger than 82% of homes nearby

Year built2002
OlderTypical 1976Newer

Newer than 89% of homes nearby

How 10855 Utica Ct ranks against every home in each area.
MeasureThis homeThurmont 21788Frederick County
Estimated valuepricier than$746,37398% of homes86% of homes
Price per ft²pricier than$17418% of homes8% of homes
Living areabigger than4,279 ft²98% of homes94% of homes
Lot sizebigger than3.26 ac82% of homes92% of homes
Year builtnewer than200289% of homes72% of homes

About 10855 Utica Ct

How much is 10855 Utica Ct, Thurmont, MD worth?

The TopHap Estimate for 10855 Utica Ct, Thurmont, MD is $746,373 as of Aug 30, 2026. The likely range is $686,774 to $805,971. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 10855 Utica Ct, Thurmont, MD last sell?

10855 Utica Ct, Thurmont, MD last sold on Jun 9, 2004 for $425,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 10855 Utica Ct, Thurmont, MD?

10855 Utica Ct, Thurmont, MD has 3.5 bathrooms and 4,279 square feet of living space.

When was 10855 Utica Ct, Thurmont, MD built?

10855 Utica Ct, Thurmont, MD was built in 2002, making it 24 years old. It is a conventional home. The building has 1 story.

What schools serve 10855 Utica Ct, Thurmont, MD?

10855 Utica Ct, Thurmont, MD is assigned to Lewistown Elementary School (elementary), rated C; Thurmont Middle School (middle), rated C-; Catoctin High School (high), rated B-. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 10855 Utica Ct, Thurmont, MD compare to other homes in Thurmont 21788?

Among the 4,569 homes in Thurmont 21788, it is worth more than 98% of them ($746,373 against a typical $371,110), its price per square foot is higher than 18% of them ($174 against a typical $215), it is bigger than 98% of them (4,279 ft² against a typical 1,760 ft²), its lot is bigger than 82% of them (3.26 ac against a typical 0.43 ac) and it is newer than 89% of them (2002 against a typical 1976). Measured against all of Frederick County, it is worth more than 86% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 10855 Utica Ct, Thurmont, MD?

The 2025 property tax bill for 10855 Utica Ct, Thurmont, MD was $6,665. The county assessed it at $640,667.

More homes on Utica Ct

Closest homes

More homes in Thurmont 21788

Assigned schools

Explore the area

See this home in context

Open 10855 Utica Ct on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map