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Single Family ResidenceResidential
$450,448$111 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $302,400 on Jan 6, 2016

1086 CHAPEL ST

ONEIDA, NY 13421
5
Beds
4
Baths
4,042 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.65 ac
Lot SizeThe size of the land the home sits on, from county records.
1926
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$450K
$422K low$478K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$302,400 · Jan 6, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,779 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$297,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$281,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$297,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$418,592

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.181 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyMadison
Lot (acres)The size of the land the home sits on, from county records.0.65
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Neighborhood · ZIP 13421These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.12,109
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.296 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,547
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,288
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1086 Chapel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Oneida 13421
  • Costs less per square foot than 71% of homes in Madison County
  • Bigger than 98% of homes in Oneida 13421
  • Has a bigger lot than 68% of homes in Oneida 13421
  • Older than 70% of homes in Madison County

What homes are worth in Oneida 13421

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$475K

This home is worth more than 97% of homes in Oneida 13421.

How it measures up in Oneida 13421

The dot is this home. The mark in the middle is the typical home in Oneida 13421.

Estimated value$450,448
CheaperTypical $187,652Pricier

Pricier than 97% of homes nearby

Price per ft²$111
CheaperTypical $129Pricier

Pricier than 36% of homes nearby

Living area4,042 ft²
SmallerTypical 1,626 ft²Bigger

Bigger than 98% of homes nearby

Lot size0.65 ac
SmallerTypical 0.34 acBigger

Bigger than 68% of homes nearby

Year built1926
OlderTypical 1930Newer

Newer than 48% of homes nearby

How 1086 Chapel St ranks against every home in each area.
MeasureThis homeOneida 13421Madison County
Estimated valuepricier than$450,44897% of homes91% of homes
Price per ft²pricier than$11136% of homes29% of homes
Living areabigger than4,042 ft²98% of homes98% of homes
Lot sizebigger than0.65 ac68% of homes47% of homes
Year builtnewer than192648% of homes30% of homes

About 1086 Chapel St

How much is 1086 Chapel St, Oneida, NY worth?

The TopHap Estimate for 1086 Chapel St, Oneida, NY is $450,448 as of Aug 30, 2026. The likely range is $422,484 to $478,412. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1086 Chapel St, Oneida, NY last sell?

1086 Chapel St, Oneida, NY last sold on Jan 6, 2016 for $302,400, according to the county's recorded deed.

How big is 1086 Chapel St, Oneida, NY?

1086 Chapel St, Oneida, NY has 5 bedrooms, 4 bathrooms, 4,042 square feet of living space and a 0.65-acre lot.

When was 1086 Chapel St, Oneida, NY built?

1086 Chapel St, Oneida, NY was built in 1926, making it 100 years old. It is a colonial home. The building has 3 stories.

How does 1086 Chapel St, Oneida, NY compare to other homes in Oneida 13421?

Among the 4,132 homes in Oneida 13421, it is worth more than 97% of them ($450,448 against a typical $187,652), its price per square foot is higher than 36% of them ($111 against a typical $129), it is bigger than 98% of them (4,042 ft² against a typical 1,626 ft²), its lot is bigger than 68% of them (0.65 ac against a typical 0.34 ac) and it is newer than 48% of them (1926 against a typical 1930). Measured against all of Madison County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1086 Chapel St, Oneida, NY?

The 2025 property tax bill for 1086 Chapel St, Oneida, NY was $5,779. The county assessed it at $297,200.

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