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Single Family ResidenceResidential
$59,548$46 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 71How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $15,000 on May 10, 2016

1086 SPEARPOINT LOOP

SALUDA, SC 29138
0
Baths
1,296 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.

Valuation

$60K
$42K low$77K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · May 10, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$260 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,260 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$240
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,020
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,260
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$31,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySaluda
Lot (acres)The size of the land the home sits on, from county records.0.60
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saluda Primary School
Elementary · Grades PK–2 · 0.6 mi
M
Saluda Middle SchoolB+
Middle · Grades 6–8 · 3.3 mi
H
Saluda High SchoolD-
High · Grades 9–12 · 3.3 mi

District: Saluda County School District

Neighborhood · ZIP 29138These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.122
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.77
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.21%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.45 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,623
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$65,307
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1086 Spearpoint Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Saluda County
  • Costs less per square foot than 97% of homes in Saluda 29138
  • Has a smaller lot than 90% of homes in Saluda 29138
  • Newer than 77% of homes in Saluda 29138

What homes are worth in Saluda 29138

Each bar is how many homes fall in that price range. The marker is this home.

This home
$38K$668K

This home is worth more than 5% of homes in Saluda 29138.

How it measures up in Saluda 29138

The dot is this home. The mark in the middle is the typical home in Saluda 29138.

Estimated value$59,548
CheaperTypical $187,079Pricier

Pricier than 5% of homes nearby

Price per ft²$46
CheaperTypical $121Pricier

Pricier than 3% of homes nearby

Living area1,296 ft²
SmallerTypical 1,354 ft²Bigger

Bigger than 47% of homes nearby

Lot size0.6 ac
SmallerTypical 2 acBigger

Bigger than 10% of homes nearby

Year built1996
OlderTypical 1984Newer

Newer than 77% of homes nearby

How 1086 Spearpoint Loop ranks against every home in each area.
MeasureThis homeSaluda 29138Saluda County
Estimated valuepricier than$59,5485% of homes4% of homes
Price per ft²pricier than$463% of homes3% of homes
Living areabigger than1,296 ft²47% of homes42% of homes
Lot sizebigger than0.6 ac10% of homes11% of homes
Year builtnewer than199677% of homes72% of homes

About 1086 Spearpoint Loop

How much is 1086 Spearpoint Loop, Saluda, SC worth?

The TopHap Estimate for 1086 Spearpoint Loop, Saluda, SC is $59,548 as of Sep 24, 2026. The likely range is $42,461 to $76,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1086 Spearpoint Loop, Saluda, SC last sell?

1086 Spearpoint Loop, Saluda, SC last sold on May 10, 2016 for $15,000, according to the county's recorded deed.

How big is 1086 Spearpoint Loop, Saluda, SC?

1086 Spearpoint Loop, Saluda, SC has 1,296 square feet of living space and a 0.60-acre lot.

When was 1086 Spearpoint Loop, Saluda, SC built?

1086 Spearpoint Loop, Saluda, SC was built in 1996, making it 30 years old.

What schools serve 1086 Spearpoint Loop, Saluda, SC?

1086 Spearpoint Loop, Saluda, SC is assigned to Saluda Primary School (elementary); Saluda Middle School (middle), rated B+; Saluda High School (high), rated D-. All sit in Saluda County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1086 Spearpoint Loop, Saluda, SC compare to other homes in Saluda 29138?

Among the 4,578 homes in Saluda 29138, it is worth more than 5% of them ($59,548 against a typical $187,079), its price per square foot is higher than 3% of them ($46 against a typical $121), it is bigger than 47% of them (1,296 ft² against a typical 1,354 ft²), its lot is bigger than 10% of them (0.6 ac against a typical 2 ac) and it is newer than 77% of them (1996 against a typical 1984). Measured against all of Saluda County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1086 Spearpoint Loop, Saluda, SC?

The 2025 property tax bill for 1086 Spearpoint Loop, Saluda, SC was $260. The county assessed it at $1,260.

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