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Single Family ResidenceResidential
$89,171$74 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $73,000 on Feb 1, 2023

1089 VALLEY ST

DAYTON, OH 45404
2
Beds
1
Baths
1,212 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1895
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$89K
$65K low$113K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$73,000 · Feb 1, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$756 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,660
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$12,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$35,880

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood / Spot
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 209 ft²Patio · 209 ft²Porch · 60 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kiser Elementary SchoolD
Elementary · Grades PK–6 · 0.7 mi
M
Stivers School for the ArtsC
Middle · Grades 7–12 · 1.7 mi

District: Dayton City School District

Neighborhood · ZIP 45404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.151
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.211
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.6.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.11,302
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,627 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$40,298
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$51,626
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

1089 Valley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Montgomery County
  • Costs less per square foot than 85% of homes in Montgomery County
  • Smaller than 65% of homes in Montgomery County
  • Has a smaller lot than 86% of homes in Montgomery County
  • Older than 98% of homes in Montgomery County

What homes are worth in Dayton 45404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$30K$304K

This home is worth more than 56% of homes in Dayton 45404.

How it measures up in Dayton 45404

The dot is this home. The mark in the middle is the typical home in Dayton 45404.

Estimated value$89,171
CheaperTypical $81,863Pricier

Pricier than 56% of homes nearby

Price per ft²$74
CheaperTypical $73Pricier

Pricier than 50% of homes nearby

Living area1,212 ft²
SmallerTypical 1,214 ft²Bigger

Bigger than 50% of homes nearby

Lot size0.11 ac
SmallerTypical 0.13 acBigger

Bigger than 34% of homes nearby

Year built1895
OlderTypical 1930Newer

Newer than 7% of homes nearby

How 1089 Valley St ranks against every home in each area.
MeasureThis homeOld North DaytonDayton 45404Montgomery County
Estimated valuepricier than$89,17162% of homes56% of homes16% of homes
Price per ft²pricier than$7463% of homes50% of homes15% of homes
Living areabigger than1,212 ft²43% of homes50% of homes35% of homes
Lot sizebigger than0.11 ac57% of homes34% of homes14% of homes
Year builtnewer than189512% of homes7% of homes2% of homes

About 1089 Valley St

How much is 1089 Valley St, Dayton, OH worth?

The TopHap Estimate for 1089 Valley St, Dayton, OH is $89,171 as of Sep 24, 2026. The likely range is $65,169 to $113,173. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 1089 Valley St, Dayton, OH last sell?

1089 Valley St, Dayton, OH last sold on Feb 1, 2023 for $73,000, according to the county's recorded deed.

How big is 1089 Valley St, Dayton, OH?

1089 Valley St, Dayton, OH has 2 bedrooms, 1 bathrooms, 1,212 square feet of living space and a 0.11-acre lot.

When was 1089 Valley St, Dayton, OH built?

1089 Valley St, Dayton, OH was built in 1895, making it 131 years old. The building has 2 stories.

What schools serve 1089 Valley St, Dayton, OH?

1089 Valley St, Dayton, OH is assigned to Kiser Elementary School (elementary), rated D; Stivers School for the Arts (middle), rated C. All sit in Dayton City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 1089 Valley St, Dayton, OH compare to other homes in Dayton 45404?

Among the 3,806 homes in Dayton 45404, it is worth more than 56% of them ($89,171 against a typical $81,863), its price per square foot is higher than 50% of them ($74 against a typical $73), it is bigger than 50% of them (1,212 ft² against a typical 1,214 ft²), its lot is bigger than 34% of them (0.11 ac against a typical 0.13 ac) and it is newer than 7% of them (1895 against a typical 1930). Measured against all of Montgomery County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 1089 Valley St, Dayton, OH?

The 2025 property tax bill for 1089 Valley St, Dayton, OH was $756. The county assessed it at $12,560.

More homes on Valley St

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