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Single Family ResidenceResidential
$209,045$192 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $94,000 on Feb 24, 2016

109 2ND ST

READING, PA 19607
3
Beds
1
Baths
1,088 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,307 ft²
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$209K
$205K low$213K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$94,000 · Feb 24, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$104,052
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$83,242
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$92,287
MCS MORTGAGE BANKERS INC · recorded Feb 24, 2016
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$12,706
DEPARTMENT OF HOUSING & URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$900 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$55,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$19,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBERKS
Lot (acres)The size of the land the home sits on, from county records.0.03
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Neighborhood

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Governor Mifflin Middle SchoolC-
Middle · Grades 7–8 · 0.2 mi
H
Governor Mifflin High SchoolB-
High · Grades 9–12 · 0.3 mi
E
Cumru Elementary SchoolC+
Elementary · Grades KG–4 · 0.7 mi

District: Governor Mifflin School District

Neighborhood · ZIP 19607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.125
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.21,951
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,951 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,880
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,001
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.53%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 2nd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Reading 19607
  • Smaller than 89% of homes in Shillington
  • Has a smaller lot than 98% of homes in Shillington
  • Newer than 72% of homes in Shillington

What homes are worth in Reading 19607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$650K

This home is worth more than 12% of homes in Reading 19607.

How it measures up in Reading 19607

The dot is this home. The mark in the middle is the typical home in Reading 19607.

Estimated value$209,045
CheaperTypical $273,194Pricier

Pricier than 12% of homes nearby

Price per ft²$192
CheaperTypical $191Pricier

Pricier than 51% of homes nearby

Living area1,088 ft²
SmallerTypical 1,440 ft²Bigger

Bigger than 16% of homes nearby

Lot size1,307 ft²
SmallerTypical 0.16 acBigger

Bigger than 7% of homes nearby

Year built1951
OlderTypical 1957Newer

Newer than 43% of homes nearby

How 109 2nd St ranks against every home in each area.
MeasureThis homeShillingtonReading 19607Berks County
Estimated valuepricier than$209,04515% of homes12% of homes18% of homes
Price per ft²pricier than$19261% of homes51% of homes50% of homes
Living areabigger than1,088 ft²11% of homes16% of homes14% of homes
Lot sizebigger than1,307 ft²2% of homes7% of homes10% of homes
Year builtnewer than195172% of homes43% of homes41% of homes

About 109 2nd St

How much is 109 2nd St, Reading, PA worth?

The TopHap Estimate for 109 2nd St, Reading, PA is $209,045 as of Jul 14, 2026. The likely range is $204,956 to $213,134. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 2nd St, Reading, PA last sell?

109 2nd St, Reading, PA last sold on Feb 24, 2016 for $94,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 2nd St, Reading, PA?

109 2nd St, Reading, PA has 3 bedrooms, 1 bathrooms, 1,088 square feet of living space and a 0.03-acre lot.

When was 109 2nd St, Reading, PA built?

109 2nd St, Reading, PA was built in 1951, making it 75 years old. The building has 2 stories.

What schools serve 109 2nd St, Reading, PA?

109 2nd St, Reading, PA is assigned to Governor Mifflin Middle School (middle), rated C-; Governor Mifflin High School (high), rated B-; Cumru Elementary School (elementary), rated C+. All sit in Governor Mifflin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 2nd St, Reading, PA compare to other homes in Reading 19607?

Among the 7,628 homes in Reading 19607, it is worth more than 12% of them ($209,045 against a typical $273,194), its price per square foot is higher than 51% of them ($192 against a typical $191), it is bigger than 16% of them (1,088 ft² against a typical 1,440 ft²), its lot is bigger than 7% of them (1,307 ft² against a typical 0.16 ac) and it is newer than 43% of them (1951 against a typical 1957). Measured against all of Berks County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 2nd St, Reading, PA?

The 2026 property tax bill for 109 2nd St, Reading, PA was $900. The county assessed it at $55,700.

Closest homes

More homes in Reading 19607

Assigned schools

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