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Single Family ResidenceResidential
$2,952,036$675 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 78TH ST

SEA ISLE CITY, NJ 08243
0
Baths
4,374 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
3
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$3M
$2.6M low$3.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$13,231 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,480,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$736,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$743,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,480,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,480,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.28
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
23
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
20
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.72 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.91%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCAPE MAY
Lot (acres)The size of the land the home sits on, from county records.0.13
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Ocean City Intermediate SchoolB+
Middle · Grades 4–8 · 11.4 mi
H
Ocean City High SchoolB
High · Grades 9–12 · 12.7 mi
E
Ocean City Primary SchoolB
Elementary · Grades PK–3 · 12.8 mi

District: Ocean City School District

Neighborhood · ZIP 08243These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.136
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.20%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.2,827
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.301 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,455
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$127,415
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 78th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 96% of homes in Sea Isle City 08243
  • Costs less per square foot than 89% of homes in Sea Isle City 08243
  • Among the largest homes in Sea Isle City 08243
  • Has a bigger lot than 71% of homes in Sea Isle City 08243
  • Newer than 84% of homes in Cape May County

What homes are worth in Sea Isle City 08243

Each bar is how many homes fall in that price range. The marker is this home.

This home
$471K$3.2M

This home is worth more than 96% of homes in Sea Isle City 08243.

How it measures up in Sea Isle City 08243

The dot is this home. The mark in the middle is the typical home in Sea Isle City 08243.

Estimated value$2,952,036
CheaperTypical $1,513,119Pricier

Pricier than 96% of homes nearby

Price per ft²$675
CheaperTypical $829Pricier

Pricier than 11% of homes nearby

Living area4,374 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than almost all homes nearby

Lot size0.13 ac
SmallerTypical 0.13 acBigger

Bigger than 71% of homes nearby

Year built2005
OlderTypical 1991Newer

Newer than 76% of homes nearby

How 109 78th St ranks against every home in each area.
MeasureThis homeSea Isle City 08243Cape May County
Estimated valuepricier than$2,952,03696% of homes93% of homes
Price per ft²pricier than$67511% of homes56% of homes
Living areabigger than4,374 ft²almost all homesalmost all homes
Lot sizebigger than0.13 ac71% of homes44% of homes
Year builtnewer than200576% of homes84% of homes

About 109 78th St

How much is 109 78th St, Sea Isle City, NJ worth?

The TopHap Estimate for 109 78th St, Sea Isle City, NJ is $2,952,036 as of Sep 24, 2026. The likely range is $2,631,885 to $3,272,187. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 78th St, Sea Isle City, NJ last sell?

109 78th St, Sea Isle City, NJ last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 78th St, Sea Isle City, NJ?

109 78th St, Sea Isle City, NJ has 4,374 square feet of living space and a 0.13-acre lot.

When was 109 78th St, Sea Isle City, NJ built?

109 78th St, Sea Isle City, NJ was built in 2005, making it 21 years old. It is a cape cod home. The building has 3 stories.

What schools serve 109 78th St, Sea Isle City, NJ?

109 78th St, Sea Isle City, NJ is assigned to Ocean City Intermediate School (middle), rated B+; Ocean City High School (high), rated B; Ocean City Primary School (elementary), rated B. All sit in Ocean City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 78th St, Sea Isle City, NJ compare to other homes in Sea Isle City 08243?

Among the 7,551 homes in Sea Isle City 08243, it is worth more than 96% of them ($2,952,036 against a typical $1,513,119), its price per square foot is higher than 11% of them ($675 against a typical $829), it is bigger than almost all of them (4,374 ft² against a typical 1,804 ft²), its lot is bigger than 71% of them (0.13 ac against a typical 0.13 ac) and it is newer than 76% of them (2005 against a typical 1991). Measured against all of Cape May County, it is worth more than 93% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 78th St, Sea Isle City, NJ?

The 2024 property tax bill for 109 78th St, Sea Isle City, NJ was $13,231. The county assessed it at $1,480,000.

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