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Single Family ResidenceResidential
$44,099$36 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $15,000 on Sep 15, 2017

109 BANKS ST

WAYCROSS, GA 31503
2
Beds
1
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1929
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$44K
$29K low$60K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · Sep 15, 2017

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$358 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$12,341 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,258
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,083
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$13,219
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$30,852

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
68
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWARE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1973
Lot (acres)The size of the land the home sits on, from county records.0.17
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Pier/Post & Beam
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 416 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ware County High SchoolB
High · Grades 9–12 · 1.1 mi
M
Ware County Middle SchoolC+
Middle · Grades 6–8 · 2.5 mi
E
Ruskin Elementary SchoolB
Elementary · Grades KG–5 · 5.1 mi

District: Ware County School District

Neighborhood · ZIP 31503These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.6%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.23,859
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.37 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,109
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$63,283
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Banks St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Waycross 31503
  • Costs less per square foot than 91% of homes in Waycross 31503
  • Smaller than 74% of homes in Waycross 31503
  • Has a smaller lot than 94% of homes in Waycross 31503
  • Older than 94% of homes in Waycross 31503

What homes are worth in Waycross 31503

Each bar is how many homes fall in that price range. The marker is this home.

This home
$23K$485K

This home is worth more than 11% of homes in Waycross 31503.

How it measures up in Waycross 31503

The dot is this home. The mark in the middle is the typical home in Waycross 31503.

Estimated value$44,099
CheaperTypical $132,819Pricier

Pricier than 11% of homes nearby

Price per ft²$36
CheaperTypical $96Pricier

Pricier than 9% of homes nearby

Living area1,210 ft²
SmallerTypical 1,541 ft²Bigger

Bigger than 26% of homes nearby

Lot size0.17 ac
SmallerTypical 0.89 acBigger

Bigger than 6% of homes nearby

Year built1929
OlderTypical 1981Newer

Newer than 6% of homes nearby

How 109 Banks St ranks against every home in each area.
MeasureThis homeWaycross 31503Ware County
Estimated valuepricier than$44,09911% of homes14% of homes
Price per ft²pricier than$369% of homes13% of homes
Living areabigger than1,210 ft²26% of homes28% of homes
Lot sizebigger than0.17 ac6% of homes11% of homes
Year builtnewer than19296% of homes7% of homes

About 109 Banks St

How much is 109 Banks St, Waycross, GA worth?

The TopHap Estimate for 109 Banks St, Waycross, GA is $44,099 as of Oct 21, 2026. The likely range is $28,662 to $59,536. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Banks St, Waycross, GA last sell?

109 Banks St, Waycross, GA last sold on Sep 15, 2017 for $15,000, according to the county's recorded deed.

How big is 109 Banks St, Waycross, GA?

109 Banks St, Waycross, GA has 2 bedrooms, 1 bathrooms, 1,210 square feet of living space and a 0.17-acre lot.

When was 109 Banks St, Waycross, GA built?

109 Banks St, Waycross, GA was built in 1929, making it 97 years old. The building has 1 story.

What schools serve 109 Banks St, Waycross, GA?

109 Banks St, Waycross, GA is assigned to Ware County High School (high), rated B; Ware County Middle School (middle), rated C+; Ruskin Elementary School (elementary), rated B. All sit in Ware County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Banks St, Waycross, GA compare to other homes in Waycross 31503?

Among the 7,991 homes in Waycross 31503, it is worth more than 11% of them ($44,099 against a typical $132,819), its price per square foot is higher than 9% of them ($36 against a typical $96), it is bigger than 26% of them (1,210 ft² against a typical 1,541 ft²), its lot is bigger than 6% of them (0.17 ac against a typical 0.89 ac) and it is newer than 6% of them (1929 against a typical 1981). Measured against all of Ware County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Banks St, Waycross, GA?

The 2025 property tax bill for 109 Banks St, Waycross, GA was $358. The county assessed it at $12,341.

More homes on Banks St

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Assigned schools

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