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Single Family ResidenceResidential
$707,450$322 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $704,000 on Jun 29, 2026

109 BLUFF TER

SILVER SPRING, MD 20902
2.5
Baths
2,196 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$707K
$647K low$768K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$704,000 · Jun 29, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,057 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$611,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$602,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$631,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Bi-Level
CountyMONTGOMERY
Lot (acres)The size of the land the home sits on, from county records.0.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 319 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kemp Mill Elementary SchoolD
Elementary · Grades PK–5 · 0.3 mi
H
Northwood High SchoolB
High · Grades 9–12 · 0.9 mi
M
Odessa Shannon Middle SchoolD
Middle · Grades 6–8 · 1.2 mi

District: Montgomery County Public Schools

Neighborhood · ZIP 20902These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.36

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.53,163
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6,976 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,726
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$142,608
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Bluff Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Silver Spring 20902
  • Bigger than 80% of homes in Silver Spring 20902
  • Has a bigger lot than 94% of homes in Silver Spring 20902
  • Older than 76% of homes in Montgomery County

What homes are worth in Silver Spring 20902

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$946K

This home is worth more than 88% of homes in Silver Spring 20902.

How it measures up in Silver Spring 20902

The dot is this home. The mark in the middle is the typical home in Silver Spring 20902.

Estimated value$707,450
CheaperTypical $536,939Pricier

Pricier than 88% of homes nearby

Price per ft²$322
CheaperTypical $309Pricier

Pricier than 60% of homes nearby

Living area2,196 ft²
SmallerTypical 1,704 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.3 ac
SmallerTypical 0.16 acBigger

Bigger than 94% of homes nearby

Year built1960
OlderTypical 1956Newer

Newer than 63% of homes nearby

How 109 Bluff Ter ranks against every home in each area.
MeasureThis homeSilver Spring 20902Montgomery County
Estimated valuepricier than$707,45088% of homes59% of homes
Price per ft²pricier than$32260% of homes58% of homes
Living areabigger than2,196 ft²80% of homes57% of homes
Lot sizebigger than0.3 ac94% of homes78% of homes
Year builtnewer than196063% of homes24% of homes

About 109 Bluff Ter

How much is 109 Bluff Ter, Silver Spring, MD worth?

The TopHap Estimate for 109 Bluff Ter, Silver Spring, MD is $707,450 as of Sep 24, 2026. The likely range is $646,872 to $768,028. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Bluff Ter, Silver Spring, MD last sell?

109 Bluff Ter, Silver Spring, MD last sold on Jun 29, 2026 for $704,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Bluff Ter, Silver Spring, MD?

109 Bluff Ter, Silver Spring, MD has 2.5 bathrooms, 2,196 square feet of living space and a 0.30-acre lot.

When was 109 Bluff Ter, Silver Spring, MD built?

109 Bluff Ter, Silver Spring, MD was built in 1960, making it 66 years old. It is a bi-level home. The building has 2 stories.

What schools serve 109 Bluff Ter, Silver Spring, MD?

109 Bluff Ter, Silver Spring, MD is assigned to Kemp Mill Elementary School (elementary), rated D; Northwood High School (high), rated B; Odessa Shannon Middle School (middle), rated D. All sit in Montgomery County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Bluff Ter, Silver Spring, MD compare to other homes in Silver Spring 20902?

Among the 13,405 homes in Silver Spring 20902, it is worth more than 88% of them ($707,450 against a typical $536,939), its price per square foot is higher than 60% of them ($322 against a typical $309), it is bigger than 80% of them (2,196 ft² against a typical 1,704 ft²), its lot is bigger than 94% of them (0.3 ac against a typical 0.16 ac) and it is newer than 63% of them (1960 against a typical 1956). Measured against all of Montgomery County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Bluff Ter, Silver Spring, MD?

The 2025 property tax bill for 109 Bluff Ter, Silver Spring, MD was $7,057. The county assessed it at $611,700.

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