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Single Family ResidenceResidential
$92,697$72 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $95,400 on May 14, 2024

109 CENTER ST SW

UTICA, MN 55979
3
Beds
2
Baths
1,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1994
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$93K
$62K low$124K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$95,400 · May 14, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$290 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$41,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.6
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Mobile/Manufactured
CountyWINONA
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Manufactured (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 120 ft²Shed · 216 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
St. Charles Secondary SchoolB-
Middle · Grades 7–12 · 5.0 mi
E
St. Charles Elementary SchoolB+
Elementary · Grades PK–6 · 5.4 mi

District: St. Charles Public School District

Neighborhood · ZIP 55979These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.10

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,190
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.36 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,200
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Center St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Winona County
  • Among the lowest price per square foot in Winona County
  • Smaller than 68% of homes in Utica 55979
  • Has a smaller lot than 98% of homes in Utica 55979
  • Newer than 80% of homes in Winona County

What homes are worth in Utica 55979

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$618K

This home is worth more than 2% of homes in Utica 55979.

How it measures up in Utica 55979

The dot is this home. The mark in the middle is the typical home in Utica 55979.

Estimated value$92,697
CheaperTypical $256,733Pricier

Pricier than 2% of homes nearby

Price per ft²$72
CheaperTypical $165Pricier

Pricier than 3% of homes nearby

Living area1,280 ft²
SmallerTypical 1,497 ft²Bigger

Bigger than 32% of homes nearby

Lot size0.14 ac
SmallerTypical 1.75 acBigger

Bigger than 2% of homes nearby

Year built1994
OlderTypical 1973Newer

Newer than 69% of homes nearby

How 109 Center St Sw ranks against every home in each area.
MeasureThis homeUtica 55979Winona County
Estimated valuepricier than$92,6972% of homesalmost no homes
Price per ft²pricier than$723% of homesalmost no homes
Living areabigger than1,280 ft²32% of homes43% of homes
Lot sizebigger than0.14 ac2% of homes20% of homes
Year builtnewer than199469% of homes80% of homes

About 109 Center St Sw

How much is 109 Center St Sw, Utica, MN worth?

The TopHap Estimate for 109 Center St Sw, Utica, MN is $92,697 as of Sep 24, 2026. The likely range is $61,637 to $123,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Center St Sw, Utica, MN last sell?

109 Center St Sw, Utica, MN last sold on May 14, 2024 for $95,400, according to the county's recorded deed.

How big is 109 Center St Sw, Utica, MN?

109 Center St Sw, Utica, MN has 3 bedrooms, 2 bathrooms, 1,280 square feet of living space and a 0.14-acre lot.

When was 109 Center St Sw, Utica, MN built?

109 Center St Sw, Utica, MN was built in 1994, making it 32 years old. It is a mobile/manufactured home. The building has 1 story.

What schools serve 109 Center St Sw, Utica, MN?

109 Center St Sw, Utica, MN is assigned to St. Charles Secondary School (middle), rated B-; St. Charles Elementary School (elementary), rated B+. All sit in St. Charles Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Center St Sw, Utica, MN compare to other homes in Utica 55979?

Among the 265 homes in Utica 55979, it is worth more than 2% of them ($92,697 against a typical $256,733), its price per square foot is higher than 3% of them ($72 against a typical $165), it is bigger than 32% of them (1,280 ft² against a typical 1,497 ft²), its lot is bigger than 2% of them (0.14 ac against a typical 1.75 ac) and it is newer than 69% of them (1994 against a typical 1973). Measured against all of Winona County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Center St Sw, Utica, MN?

The 2026 property tax bill for 109 Center St Sw, Utica, MN was $290. The county assessed it at $39,900.

More homes on Center St Sw

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