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Residential (General/Single)Residential
$97,512
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 76How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 CHESTNUT ST

OSAGE, IA 50461
1
Baths
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.

Valuation

$98K
$74K low$121K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$614 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$38,720 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,430
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$31,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$36,720
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$38,720

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
8
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
7
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyMITCHELL
Lot (acres)The size of the land the home sits on, from county records.0.20
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary SchoolB+
Elementary · Grades PK–4 · 0.5 mi
H
Osage High SchoolA-
High · Grades 9–12 · 0.6 mi
M
Osage Middle SchoolB-
Middle · Grades 5–8 · 0.6 mi

District: Osage Community School District

Neighborhood · ZIP 50461These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.126
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.7

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.5,704
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.32 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,718
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,669
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Chestnut St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Osage 50461
  • Has a smaller lot than 72% of homes in Mitchell County
  • Newer than 87% of homes in Osage 50461

What homes are worth in Osage 50461

Each bar is how many homes fall in that price range. The marker is this home.

This home
$58K$720K

This home is worth more than 12% of homes in Osage 50461.

How it measures up in Osage 50461

The dot is this home. The mark in the middle is the typical home in Osage 50461.

Estimated value$97,512
CheaperTypical $195,513Pricier

Pricier than 12% of homes nearby

Lot size0.2 ac
SmallerTypical 0.3 acBigger

Bigger than 36% of homes nearby

Year built2002
OlderTypical 1953Newer

Newer than 87% of homes nearby

How 109 Chestnut St ranks against every home in each area.
MeasureThis homeOsage 50461Mitchell County
Estimated valuepricier than$97,51212% of homes13% of homes
Lot sizebigger than0.2 ac36% of homes28% of homes
Year builtnewer than200287% of homes85% of homes

About 109 Chestnut St

How much is 109 Chestnut St, Osage, IA worth?

The TopHap Estimate for 109 Chestnut St, Osage, IA is $97,512 as of Aug 30, 2026. The likely range is $73,976 to $121,048. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Chestnut St, Osage, IA last sell?

109 Chestnut St, Osage, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Chestnut St, Osage, IA?

109 Chestnut St, Osage, IA has 1 bathrooms and a 0.20-acre lot.

When was 109 Chestnut St, Osage, IA built?

109 Chestnut St, Osage, IA was built in 2002, making it 24 years old.

What schools serve 109 Chestnut St, Osage, IA?

109 Chestnut St, Osage, IA is assigned to Lincoln Elementary School (elementary), rated B+; Osage High School (high), rated A-; Osage Middle School (middle), rated B-. All sit in Osage Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Chestnut St, Osage, IA compare to other homes in Osage 50461?

Among the 2,505 homes in Osage 50461, it is worth more than 12% of them ($97,512 against a typical $195,513), its lot is bigger than 36% of them (0.2 ac against a typical 0.3 ac) and it is newer than 87% of them (2002 against a typical 1953). Measured against all of Mitchell County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Chestnut St, Osage, IA?

The 2025 property tax bill for 109 Chestnut St, Osage, IA was $614. The county assessed it at $38,720.

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