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Single Family ResidenceResidential
$416,158$174 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 CHEVAL TRL

CLEVELAND, NC 27013
3
Baths
2,388 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.47 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$416K
$327K low$505K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,048 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$346,408 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$32,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$314,408
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$346,408
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$346,408

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.9
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyROWAN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2015
Lot (acres)The size of the land the home sits on, from county records.0.47
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 208 ft²Porch · 32 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rowan Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
H
West Rowan High SchoolD-
High · Grades 9–12 · 3.4 mi
M
West Rowan Middle SchoolD-
Middle · Grades 6–8 · 5.7 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 27013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,993
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Cheval Trl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 84% of homes in Rowan County
  • Bigger than 86% of homes in Cleveland 27013
  • Has a smaller lot than 95% of homes in Cleveland 27013
  • Newer than 87% of homes in Cleveland 27013

What homes are worth in Cleveland 27013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$1M

This home is worth more than 79% of homes in Cleveland 27013.

How it measures up in Cleveland 27013

The dot is this home. The mark in the middle is the typical home in Cleveland 27013.

Estimated value$416,158
CheaperTypical $252,936Pricier

Pricier than 79% of homes nearby

Price per ft²$174
CheaperTypical $163Pricier

Pricier than 56% of homes nearby

Living area2,388 ft²
SmallerTypical 1,647 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.47 ac
SmallerTypical 1.54 acBigger

Bigger than 5% of homes nearby

Year built2009
OlderTypical 1994Newer

Newer than 87% of homes nearby

How 109 Cheval Trl ranks against every home in each area.
MeasureThis homeCleveland 27013Rowan County
Estimated valuepricier than$416,15879% of homes84% of homes
Price per ft²pricier than$17456% of homes56% of homes
Living areabigger than2,388 ft²86% of homes85% of homes
Lot sizebigger than0.47 ac5% of homes35% of homes
Year builtnewer than200987% of homes86% of homes

About 109 Cheval Trl

How much is 109 Cheval Trl, Cleveland, NC worth?

The TopHap Estimate for 109 Cheval Trl, Cleveland, NC is $416,158 as of Sep 24, 2026. The likely range is $327,089 to $505,227. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Cheval Trl, Cleveland, NC last sell?

109 Cheval Trl, Cleveland, NC last sold on Feb 11, 2026, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Cheval Trl, Cleveland, NC?

109 Cheval Trl, Cleveland, NC has 3 bathrooms, 2,388 square feet of living space and a 0.47-acre lot.

When was 109 Cheval Trl, Cleveland, NC built?

109 Cheval Trl, Cleveland, NC was built in 2009, making it 17 years old. The building has 1 story.

What schools serve 109 Cheval Trl, Cleveland, NC?

109 Cheval Trl, Cleveland, NC is assigned to West Rowan Elementary School (elementary), rated C+; West Rowan High School (high), rated D-; West Rowan Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Cheval Trl, Cleveland, NC compare to other homes in Cleveland 27013?

Among the 2,769 homes in Cleveland 27013, it is worth more than 79% of them ($416,158 against a typical $252,936), its price per square foot is higher than 56% of them ($174 against a typical $163), it is bigger than 86% of them (2,388 ft² against a typical 1,647 ft²), its lot is bigger than 5% of them (0.47 ac against a typical 1.54 ac) and it is newer than 87% of them (2009 against a typical 1994). Measured against all of Rowan County, it is worth more than 84% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Cheval Trl, Cleveland, NC?

The 2026 property tax bill for 109 Cheval Trl, Cleveland, NC was $3,048. The county assessed it at $346,408.

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