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Single Family ResidenceResidential
$339,819$294 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $320,000 on Oct 19, 2021

109 CLOVER RIDGE AVE

FORT THOMAS, KY 41075
0
Baths
1,154 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1959
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$340K
$310K low$369K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$320,000 · Oct 19, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,181 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$320,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$270,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$320,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$320,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
11
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
13
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCampbell
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Johnson Elementary SchoolA+
Elementary · Grades PK–5 · 0.6 mi
M
Highlands Middle SchoolA-
Middle · Grades 6–8 · 0.8 mi
H
Highlands High SchoolA+
High · Grades 9–12 · 0.8 mi

District: Fort Thomas Independent School District

Neighborhood · ZIP 41075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.75
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.213
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.17,423
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,581 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$93,036
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,821
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Clover Ridge Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Campbell County
  • Costs more per square foot than 94% of homes in Campbell County
  • Smaller than 80% of homes in Fort Thomas 41075
  • Newer than 68% of homes in Fort Thomas 41075

What homes are worth in Fort Thomas 41075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$162K$1.1M

This home is worth more than 39% of homes in Fort Thomas 41075.

How it measures up in Fort Thomas 41075

The dot is this home. The mark in the middle is the typical home in Fort Thomas 41075.

Estimated value$339,819
CheaperTypical $379,317Pricier

Pricier than 39% of homes nearby

Price per ft²$294
CheaperTypical $251Pricier

Pricier than 79% of homes nearby

Living area1,154 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 20% of homes nearby

Year built1959
OlderTypical 1951Newer

Newer than 68% of homes nearby

How 109 Clover Ridge Ave ranks against every home in each area.
MeasureThis homeFort Thomas 41075Campbell County
Estimated valuepricier than$339,81939% of homes66% of homes
Price per ft²pricier than$29479% of homes94% of homes
Living areabigger than1,154 ft²20% of homes28% of homes
Year builtnewer than195968% of homes50% of homes

About 109 Clover Ridge Ave

How much is 109 Clover Ridge Ave, Fort Thomas, KY worth?

The TopHap Estimate for 109 Clover Ridge Ave, Fort Thomas, KY is $339,819 as of Jul 14, 2026. The likely range is $310,374 to $369,264. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Clover Ridge Ave, Fort Thomas, KY last sell?

109 Clover Ridge Ave, Fort Thomas, KY last sold on Oct 19, 2021 for $320,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

When was 109 Clover Ridge Ave, Fort Thomas, KY built?

109 Clover Ridge Ave, Fort Thomas, KY was built in 1959, making it 67 years old. The building has 1 story.

What schools serve 109 Clover Ridge Ave, Fort Thomas, KY?

109 Clover Ridge Ave, Fort Thomas, KY is assigned to Johnson Elementary School (elementary), rated A+; Highlands Middle School (middle), rated A-; Highlands High School (high), rated A+. All sit in Fort Thomas Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Clover Ridge Ave, Fort Thomas, KY compare to other homes in Fort Thomas 41075?

Among the 5,506 homes in Fort Thomas 41075, it is worth more than 39% of them ($339,819 against a typical $379,317), its price per square foot is higher than 79% of them ($294 against a typical $251), it is bigger than 20% of them (1,154 ft² against a typical 1,540 ft²) and it is newer than 68% of them (1959 against a typical 1951). Measured against all of Campbell County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Clover Ridge Ave, Fort Thomas, KY?

The 2025 property tax bill for 109 Clover Ridge Ave, Fort Thomas, KY was $1,181. The county assessed it at $320,000.

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