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Single Family ResidenceResidential
$250,215$252 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $55,000 on Dec 20, 1995

109 COTTAGE ST

SHOREWOOD, IL 60404
1
Baths
992 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,879 ft²
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$250K
$237K low$263K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$55,000 · Dec 20, 1995

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,015 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,375 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,013
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$68,362
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$65,883
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$220,125

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
35
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
71
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
72
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
28
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWILL
Lot (acres)The size of the land the home sits on, from county records.0.09
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Shorewood Elementary SchoolB
Elementary · Grades KG–4 · 0.3 mi
M
Troy Middle SchoolA-
Middle · Grades 7–8 · 2.4 mi
H
Joliet West High SchoolC+
High · Grades 9–12 · 3.8 mi

District: Troy Community Consolidated School District 30c

Neighborhood · ZIP 60404These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.19,792
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,339 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$115,659
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$133,942
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Cottage St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Shorewood 60404
  • Costs more per square foot than 95% of homes in Shorewood 60404
  • Among the smallest homes in Shorewood 60404
  • Has a smaller lot than 97% of homes in Shorewood 60404
  • Older than 98% of homes in Shorewood 60404

What homes are worth in Shorewood 60404

Each bar is how many homes fall in that price range. The marker is this home.

This home
$240K$666K

This home is worth more than 2% of homes in Shorewood 60404.

How it measures up in Shorewood 60404

The dot is this home. The mark in the middle is the typical home in Shorewood 60404.

Estimated value$250,215
CheaperTypical $415,744Pricier

Pricier than 2% of homes nearby

Price per ft²$252
CheaperTypical $188Pricier

Pricier than 95% of homes nearby

Living area992 ft²
SmallerTypical 2,159 ft²Bigger

Smaller than almost all homes nearby

Lot size3,879 ft²
SmallerTypical 0.26 acBigger

Bigger than 3% of homes nearby

Year built1960
OlderTypical 2000Newer

Newer than 2% of homes nearby

How 109 Cottage St ranks against every home in each area.
MeasureThis homeShorewood 60404Will County
Estimated valuepricier than$250,2152% of homes17% of homes
Price per ft²pricier than$25295% of homes81% of homes
Living areabigger than992 ft²almost no homes9% of homes
Lot sizebigger than3,879 ft²3% of homes6% of homes
Year builtnewer than19602% of homes16% of homes

About 109 Cottage St

How much is 109 Cottage St, Shorewood, IL worth?

The TopHap Estimate for 109 Cottage St, Shorewood, IL is $250,215 as of Jul 14, 2026. The likely range is $236,988 to $263,442. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Cottage St, Shorewood, IL last sell?

109 Cottage St, Shorewood, IL last sold on Dec 20, 1995 for $55,000, according to the county's recorded deed.

How big is 109 Cottage St, Shorewood, IL?

109 Cottage St, Shorewood, IL has 1 bathrooms, 992 square feet of living space and a 0.09-acre lot.

When was 109 Cottage St, Shorewood, IL built?

109 Cottage St, Shorewood, IL was built in 1960, making it 66 years old. The building has 1 story.

What schools serve 109 Cottage St, Shorewood, IL?

109 Cottage St, Shorewood, IL is assigned to Shorewood Elementary School (elementary), rated B; Troy Middle School (middle), rated A-; Joliet West High School (high), rated C+. All sit in Troy Community Consolidated School District 30c. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Cottage St, Shorewood, IL compare to other homes in Shorewood 60404?

Among the 7,290 homes in Shorewood 60404, it is worth more than 2% of them ($250,215 against a typical $415,744), its price per square foot is higher than 95% of them ($252 against a typical $188), it is bigger than almost none of them (992 ft² against a typical 2,159 ft²), its lot is bigger than 3% of them (3,879 ft² against a typical 0.26 ac) and it is newer than 2% of them (1960 against a typical 2000). Measured against all of Will County, it is worth more than 17% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Cottage St, Shorewood, IL?

The 2025 property tax bill for 109 Cottage St, Shorewood, IL was $4,015. The county assessed it at $73,375.

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