Skip to content
Skip to content
TopHapOpen in map
Commercial Office/Residential (Mixed Use)Commercial
Last sold for $85,000 on Feb 1, 1977

109 DUVAL ST

KEY WEST, FL 33040
0
Baths
3,416 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,815 ft²
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Feb 1, 1977

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,159 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,095,372 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,568,160
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$527,212
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,012,547
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,095,372

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
95
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.57 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.100%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Commercial Office/Residential (Mixed Use)
CountyMONROE
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 117 ft²Patio · 117 ft²Porch · 236 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Horace O'Bryant SchoolD+
Middle · Grades PK–8 · 1.2 mi
H
Key West High SchoolC-
High · Grades 9–12 · 1.9 mi
E
Gerald Adams Elementary SchoolC-
Elementary · Grades PK–5 · 4.1 mi

District: Monroe County School District

Neighborhood · ZIP 33040These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.1

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.31,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.222 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,370
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,488
Average tempThe average temperature here across a full year.78°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Duval St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 98% of homes in Key West 33040
  • Has a smaller lot than 95% of homes in Monroe County
  • Newer than 83% of homes in Key West 33040

How it measures up in Key West 33040

The dot is this home. The mark in the middle is the typical home in Key West 33040.

Living area3,416 ft²
SmallerTypical 1,281 ft²Bigger

Bigger than 98% of homes nearby

Lot size1,815 ft²
SmallerTypical 0.12 acBigger

Bigger than 11% of homes nearby

Year built1999
OlderTypical 1973Newer

Newer than 83% of homes nearby

How 109 Duval St ranks against every home in each area.
MeasureThis homeKey West 33040Monroe County
Living areabigger than3,416 ft²98% of homes95% of homes
Lot sizebigger than1,815 ft²11% of homes5% of homes
Year builtnewer than199983% of homes79% of homes

About 109 Duval St

When did 109 Duval St, Key West, FL last sell?

109 Duval St, Key West, FL last sold on Feb 1, 1977 for $85,000, according to the county's recorded deed.

How big is 109 Duval St, Key West, FL?

109 Duval St, Key West, FL has 3,416 square feet of living space and a 0.04-acre lot.

When was 109 Duval St, Key West, FL built?

109 Duval St, Key West, FL was built in 1999, making it 27 years old. The building has 2 stories.

What schools serve 109 Duval St, Key West, FL?

109 Duval St, Key West, FL is assigned to Horace O'Bryant School (middle), rated D+; Key West High School (high), rated C-; Gerald Adams Elementary School (elementary), rated C-. All sit in Monroe County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Duval St, Key West, FL compare to other homes in Key West 33040?

Among the 11,960 homes in Key West 33040, it is bigger than 98% of them (3,416 ft² against a typical 1,281 ft²), its lot is bigger than 11% of them (1,815 ft² against a typical 0.12 ac) and it is newer than 83% of them (1999 against a typical 1973). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Duval St, Key West, FL?

The 2024 property tax bill for 109 Duval St, Key West, FL was $16,159. The county assessed it at $2,095,372.

More homes on Duval St

Closest homes

More homes in Key West 33040

Assigned schools

Explore the area

See this home in context

Open 109 Duval St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map