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Single Family ResidenceResidential
$183,327$164 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 73How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $48,000 on Jun 1, 1992

109 E CATAWBA ST

BELMONT, NC 28012
3
Beds
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.22 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$183K
$133K low$234K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$48,000 · Jun 1, 1992

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,232 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$233,710 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$213,710
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$233,710
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$121,050

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.18 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyGASTON
Lot (acres)The size of the land the home sits on, from county records.0.22
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Belmont Middle SchoolB+
Middle · Grades 6–8 · 0.5 mi
E
Page Primary School
Elementary · Grades PK–5 · 0.6 mi
H
South Point High SchoolA-
High · Grades 9–12 · 1.5 mi

District: Gaston County Schools

Neighborhood · ZIP 28012These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.88
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.75

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.28,280
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.906 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,550
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$121,168
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 E Catawba St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Belmont 28012
  • Costs less per square foot than 91% of homes in Belmont 28012
  • Smaller than 85% of homes in Belmont 28012
  • Has a smaller lot than 77% of homes in Gaston County
  • Older than 98% of homes in Gaston County

What homes are worth in Belmont 28012

Each bar is how many homes fall in that price range. The marker is this home.

This home
$144K$1.4M

This home is worth more than 7% of homes in Belmont 28012.

How it measures up in Belmont 28012

The dot is this home. The mark in the middle is the typical home in Belmont 28012.

Estimated value$183,327
CheaperTypical $437,340Pricier

Pricier than 7% of homes nearby

Price per ft²$164
CheaperTypical $230Pricier

Pricier than 9% of homes nearby

Living area1,120 ft²
SmallerTypical 1,840 ft²Bigger

Bigger than 15% of homes nearby

Lot size0.22 ac
SmallerTypical 0.33 acBigger

Bigger than 31% of homes nearby

Year built1900
OlderTypical 1999Newer

Newer than 3% of homes nearby

How 109 E Catawba St ranks against every home in each area.
MeasureThis homeBelmont 28012Gaston County
Estimated valuepricier than$183,3277% of homes20% of homes
Price per ft²pricier than$1649% of homes38% of homes
Living areabigger than1,120 ft²15% of homes21% of homes
Lot sizebigger than0.22 ac31% of homes23% of homes
Year builtnewer than19003% of homes2% of homes

About 109 E Catawba St

How much is 109 E Catawba St, Belmont, NC worth?

The TopHap Estimate for 109 E Catawba St, Belmont, NC is $183,327 as of Oct 21, 2026. The likely range is $133,030 to $233,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 E Catawba St, Belmont, NC last sell?

109 E Catawba St, Belmont, NC last sold on Jun 1, 1992 for $48,000, according to the county's recorded deed.

How big is 109 E Catawba St, Belmont, NC?

109 E Catawba St, Belmont, NC has 3 bedrooms, 1 bathrooms, 1,120 square feet of living space and a 0.22-acre lot.

When was 109 E Catawba St, Belmont, NC built?

109 E Catawba St, Belmont, NC was built in 1900, making it 126 years old. It is a conventional home. The building has 1 story.

What schools serve 109 E Catawba St, Belmont, NC?

109 E Catawba St, Belmont, NC is assigned to Belmont Middle School (middle), rated B+; Page Primary School (elementary); South Point High School (high), rated A-. All sit in Gaston County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 E Catawba St, Belmont, NC compare to other homes in Belmont 28012?

Among the 11,313 homes in Belmont 28012, it is worth more than 7% of them ($183,327 against a typical $437,340), its price per square foot is higher than 9% of them ($164 against a typical $230), it is bigger than 15% of them (1,120 ft² against a typical 1,840 ft²), its lot is bigger than 31% of them (0.22 ac against a typical 0.33 ac) and it is newer than 3% of them (1900 against a typical 1999). Measured against all of Gaston County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 E Catawba St, Belmont, NC?

The 2026 property tax bill for 109 E Catawba St, Belmont, NC was $1,232. The county assessed it at $233,710.

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