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Single Family ResidenceResidential
$188,308$134 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 E SPEARMAN RD

WESTMINSTER, SC 29693
3
Beds
2
Baths
1,408 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
91.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1951
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$188K
$124K low$252K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,872 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$26,569 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$14,062
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$12,507
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$26,569
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$664,204

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.68
99
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
86
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
91
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
50
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyOconee
Lot (acres)The size of the land the home sits on, from county records.91.01
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Fair-Oak Elementary School
Elementary · Grades PK–5 · 1.5 mi
H
West-Oak High SchoolC-
High · Grades 9–12 · 3.0 mi
M
West-Oak Middle SchoolB-
Middle · Grades 6–8 · 7.3 mi

District: Oconee County School District

Neighborhood · ZIP 29693These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.114
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.88

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.81%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.16%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,309
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.90 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$54,822
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,765
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 E Spearman Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Oconee County
  • Costs less per square foot than 76% of homes in Oconee County
  • Among the largest lots in Westminster 29693
  • Older than 91% of homes in Oconee County

What homes are worth in Westminster 29693

Each bar is how many homes fall in that price range. The marker is this home.

This home
$44K$801K

This home is worth more than 47% of homes in Westminster 29693.

How it measures up in Westminster 29693

The dot is this home. The mark in the middle is the typical home in Westminster 29693.

Estimated value$188,308
CheaperTypical $197,199Pricier

Pricier than 47% of homes nearby

Price per ft²$134
CheaperTypical $157Pricier

Pricier than 38% of homes nearby

Living area1,408 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 52% of homes nearby

Lot size91.01 ac
SmallerTypical 1.19 acBigger

Bigger than almost all homes nearby

Year built1951
OlderTypical 1988Newer

Newer than 10% of homes nearby

How 109 E Spearman Rd ranks against every home in each area.
MeasureThis homeWestminster 29693Oconee County
Estimated valuepricier than$188,30847% of homes31% of homes
Price per ft²pricier than$13438% of homes24% of homes
Living areabigger than1,408 ft²52% of homes42% of homes
Lot sizebigger than91.01 acalmost all homesalmost all homes
Year builtnewer than195110% of homes9% of homes

About 109 E Spearman Rd

How much is 109 E Spearman Rd, Westminster, SC worth?

The TopHap Estimate for 109 E Spearman Rd, Westminster, SC is $188,308 as of Sep 24, 2026. The likely range is $124,287 to $252,329. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 109 E Spearman Rd, Westminster, SC?

109 E Spearman Rd, Westminster, SC has 3 bedrooms, 2 bathrooms, 1,408 square feet of living space and a 91.01-acre lot.

When was 109 E Spearman Rd, Westminster, SC built?

109 E Spearman Rd, Westminster, SC was built in 1951, making it 75 years old. It is a ranch home. The building has 1 story.

What schools serve 109 E Spearman Rd, Westminster, SC?

109 E Spearman Rd, Westminster, SC is assigned to Fair-Oak Elementary School (elementary); West-Oak High School (high), rated C-; West-Oak Middle School (middle), rated B-. All sit in Oconee County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 E Spearman Rd, Westminster, SC compare to other homes in Westminster 29693?

Among the 9,129 homes in Westminster 29693, it is worth more than 47% of them ($188,308 against a typical $197,199), its price per square foot is higher than 38% of them ($134 against a typical $157), it is bigger than 52% of them (1,408 ft² against a typical 1,380 ft²), its lot is bigger than almost all of them (91.01 ac against a typical 1.19 ac) and it is newer than 10% of them (1951 against a typical 1988). Measured against all of Oconee County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 E Spearman Rd, Westminster, SC?

The 2025 property tax bill for 109 E Spearman Rd, Westminster, SC was $1,872. The county assessed it at $26,569.

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Assigned schools

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