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Single Family ResidenceResidential
$93,101$88 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $33,000 on Aug 13, 2019

109 ELM ST

ROCKHOLDS, KY 40759
3
Beds
1
Baths
1,056 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$93K
$88K low$98K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$33,000 · Aug 13, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$314 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$40,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$40,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$40,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhitley
Lot (acres)The size of the land the home sits on, from county records.0.31
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
CoolingThe type of cooling or air conditioning in the home.Central

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Whitley County North Elementary SchoolB
Elementary · Grades PK–6 · 2.2 mi
H
Whitley County High SchoolA-
High · Grades 9–12 · 3.9 mi
M
Whitley County Middle SchoolA
Middle · Grades 7–8 · 3.9 mi

District: Whitley County School District

Neighborhood · ZIP 40759These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.131
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.4.3%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.32%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.3,925
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.74 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,082
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,913
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 65% of homes in Whitley County
  • Has a smaller lot than 95% of homes in Rockholds 40759
  • Older than 98% of homes in Whitley County

What homes are worth in Rockholds 40759

Each bar is how many homes fall in that price range. The marker is this home.

This home
$22K$306K

This home is worth more than 50% of homes in Rockholds 40759.

How it measures up in Rockholds 40759

The dot is this home. The mark in the middle is the typical home in Rockholds 40759.

Estimated value$93,101
CheaperTypical $92,971Pricier

Pricier than 50% of homes nearby

Price per ft²$88
CheaperTypical $92Pricier

Pricier than 44% of homes nearby

Living area1,056 ft²
SmallerTypical 1,200 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.31 ac
SmallerTypical 2.56 acBigger

Bigger than 5% of homes nearby

Year built1940
OlderTypical 1994Newer

Newer than 4% of homes nearby

How 109 Elm St ranks against every home in each area.
MeasureThis homeRockholds 40759Whitley County
Estimated valuepricier than$93,10150% of homes46% of homes
Price per ft²pricier than$8844% of homes41% of homes
Living areabigger than1,056 ft²42% of homes35% of homes
Lot sizebigger than0.31 ac5% of homes12% of homes
Year builtnewer than19404% of homes2% of homes

About 109 Elm St

How much is 109 Elm St, Rockholds, KY worth?

The TopHap Estimate for 109 Elm St, Rockholds, KY is $93,101 as of Jul 14, 2026. The likely range is $87,760 to $98,442. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Elm St, Rockholds, KY last sell?

109 Elm St, Rockholds, KY last sold on Aug 13, 2019 for $33,000, according to the county's recorded deed.

How big is 109 Elm St, Rockholds, KY?

109 Elm St, Rockholds, KY has 3 bedrooms, 1 bathrooms, 1,056 square feet of living space and a 0.31-acre lot.

When was 109 Elm St, Rockholds, KY built?

109 Elm St, Rockholds, KY was built in 1940, making it 86 years old. The building has 1 story.

What schools serve 109 Elm St, Rockholds, KY?

109 Elm St, Rockholds, KY is assigned to Whitley County North Elementary School (elementary), rated B; Whitley County High School (high), rated A-; Whitley County Middle School (middle), rated A. All sit in Whitley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Elm St, Rockholds, KY compare to other homes in Rockholds 40759?

Among the 1,670 homes in Rockholds 40759, it is worth more than 50% of them ($93,101 against a typical $92,971), its price per square foot is higher than 44% of them ($88 against a typical $92), it is bigger than 42% of them (1,056 ft² against a typical 1,200 ft²), its lot is bigger than 5% of them (0.31 ac against a typical 2.56 ac) and it is newer than 4% of them (1940 against a typical 1994). Measured against all of Whitley County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Elm St, Rockholds, KY?

The 2025 property tax bill for 109 Elm St, Rockholds, KY was $314. The county assessed it at $40,000.

More homes on Elm St

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Assigned schools

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