Skip to content
Skip to content
TopHapOpen in map
Residential (General/Single)Residential
$235,423$70 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 ELM ST

WEST POINT, KY 40177
4
Beds
1
Baths
3,368 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.92 ac
Lot SizeThe size of the land the home sits on, from county records.
1797
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$235K
$188K low$282K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,299 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$189,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$189,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$189,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
96
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.175 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.0.92
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 112 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
North Hardin High SchoolB-
High · Grades 9–12 · 12.2 mi
E
Vine Grove Elementary SchoolA-
Elementary · Grades 1–5 · 13.6 mi
M
James T. Alton Middle SchoolC
Middle · Grades 6–8 · 13.7 mi

District: Hardin County School District

Neighborhood · ZIP 40177These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.152
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.2,014
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.86 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,212
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$68,269
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Elm St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 89% of homes in West Point 40177
  • Costs less per square foot than 98% of homes in Hardin County
  • Among the largest homes in West Point 40177
  • Has a bigger lot than 69% of homes in West Point 40177
  • Among the oldest homes in West Point 40177

What homes are worth in West Point 40177

Each bar is how many homes fall in that price range. The marker is this home.

This home
$33K$378K

This home is worth more than 89% of homes in West Point 40177.

How it measures up in West Point 40177

The dot is this home. The mark in the middle is the typical home in West Point 40177.

Estimated value$235,423
CheaperTypical $108,857Pricier

Pricier than 89% of homes nearby

Price per ft²$70
CheaperTypical $102Pricier

Pricier than 21% of homes nearby

Living area3,368 ft²
SmallerTypical 1,250 ft²Bigger

Bigger than almost all homes nearby

Lot size0.92 ac
SmallerTypical 0.36 acBigger

Bigger than 69% of homes nearby

Year built1797
OlderTypical 1949Newer

Older than almost all homes nearby

How 109 Elm St ranks against every home in each area.
MeasureThis homeWest Point 40177Hardin County
Estimated valuepricier than$235,42389% of homes51% of homes
Price per ft²pricier than$7021% of homes2% of homes
Living areabigger than3,368 ft²almost all homes95% of homes
Lot sizebigger than0.92 ac69% of homes69% of homes
Year builtnewer than1797almost no homesalmost no homes

About 109 Elm St

How much is 109 Elm St, West Point, KY worth?

The TopHap Estimate for 109 Elm St, West Point, KY is $235,423 as of Sep 24, 2026. The likely range is $188,388 to $282,458. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 109 Elm St, West Point, KY?

109 Elm St, West Point, KY has 4 bedrooms, 1 bathrooms, 3,368 square feet of living space and a 0.92-acre lot.

When was 109 Elm St, West Point, KY built?

109 Elm St, West Point, KY was built in 1797, making it 229 years old. It is a split level home. The building has 2 stories.

What schools serve 109 Elm St, West Point, KY?

109 Elm St, West Point, KY is assigned to North Hardin High School (high), rated B-; Vine Grove Elementary School (elementary), rated A-; James T. Alton Middle School (middle), rated C. All sit in Hardin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Elm St, West Point, KY compare to other homes in West Point 40177?

Among the 842 homes in West Point 40177, it is worth more than 89% of them ($235,423 against a typical $108,857), its price per square foot is higher than 21% of them ($70 against a typical $102), it is bigger than almost all of them (3,368 ft² against a typical 1,250 ft²), its lot is bigger than 69% of them (0.92 ac against a typical 0.36 ac) and it is newer than almost none of them (1797 against a typical 1949). Measured against all of Hardin County, it is worth more than 51% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Elm St, West Point, KY?

The 2025 property tax bill for 109 Elm St, West Point, KY was $2,299. The county assessed it at $189,900.

More homes on Elm St

Closest homes

More homes in West Point 40177

Assigned schools

Explore the area

See this home in context

Open 109 Elm St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map