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Single Family ResidenceResidential
$986,436$362 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $674,000 on Dec 20, 2005

109 EMMA CT

ROSEVILLE, CA 95661
4
Beds
3
Baths
2,726 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$986K
$898K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$674,000 · Dec 20, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$535,358
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$428,286
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.45%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$412,500
CARDINAL FINANCIAL COMPANY LP · recorded Nov 25, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$38,578
MISCELLANEOUS GOVT AGCY

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$9,827 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$958,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$276,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$682,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$917,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
32
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
60
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.25
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stoneridge Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
M
Eich Middle SchoolA
Middle · Grades 6–8 · 2.5 mi
H
Oakmont High SchoolA
High · Grades 9–12 · 3.0 mi

District: Roseville City Elementary School District

Neighborhood · ZIP 95661These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.67
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.83

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.35,720
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,947 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,484
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,646
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Emma Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Roseville 95661
  • Bigger than 82% of homes in Roseville 95661
  • Has a bigger lot than 65% of homes in Roseville 95661
  • Newer than 89% of homes in Roseville 95661

What homes are worth in Roseville 95661

Each bar is how many homes fall in that price range. The marker is this home.

This home
$348K$1.4M

This home is worth more than 87% of homes in Roseville 95661.

How it measures up in Roseville 95661

The dot is this home. The mark in the middle is the typical home in Roseville 95661.

Estimated value$986,436
CheaperTypical $674,466Pricier

Pricier than 87% of homes nearby

Price per ft²$362
CheaperTypical $347Pricier

Pricier than 63% of homes nearby

Living area2,726 ft²
SmallerTypical 1,943 ft²Bigger

Bigger than 82% of homes nearby

Lot size0.25 ac
SmallerTypical 0.21 acBigger

Bigger than 65% of homes nearby

Year built2005
OlderTypical 1986Newer

Newer than 89% of homes nearby

How 109 Emma Ct ranks against every home in each area.
MeasureThis homeEast Roseville Parkway / StoneridgeRoseville 95661Placer County
Estimated valuepricier than$986,43670% of homes87% of homes82% of homes
Price per ft²pricier than$36249% of homes63% of homes58% of homes
Living areabigger than2,726 ft²67% of homes82% of homes79% of homes
Lot sizebigger than0.25 ac56% of homes65% of homes56% of homes
Year builtnewer than200560% of homes89% of homes74% of homes

About 109 Emma Ct

How much is 109 Emma Ct, Roseville, CA worth?

The TopHap Estimate for 109 Emma Ct, Roseville, CA is $986,436 as of Jul 14, 2026. The likely range is $898,308 to $1,074,564. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Emma Ct, Roseville, CA last sell?

109 Emma Ct, Roseville, CA last sold on Dec 20, 2005 for $674,000, according to the county's recorded deed.

How big is 109 Emma Ct, Roseville, CA?

109 Emma Ct, Roseville, CA has 4 bedrooms, 3 bathrooms, 2,726 square feet of living space and a 0.25-acre lot.

When was 109 Emma Ct, Roseville, CA built?

109 Emma Ct, Roseville, CA was built in 2005, making it 21 years old. It is a contemporary home.

What schools serve 109 Emma Ct, Roseville, CA?

109 Emma Ct, Roseville, CA is assigned to Stoneridge Elementary School (elementary), rated A; Eich Middle School (middle), rated A; Oakmont High School (high), rated A. All sit in Roseville City Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Emma Ct, Roseville, CA compare to other homes in Roseville 95661?

Among the 9,588 homes in Roseville 95661, it is worth more than 87% of them ($986,436 against a typical $674,466), its price per square foot is higher than 63% of them ($362 against a typical $347), it is bigger than 82% of them (2,726 ft² against a typical 1,943 ft²), its lot is bigger than 65% of them (0.25 ac against a typical 0.21 ac) and it is newer than 89% of them (2005 against a typical 1986). Measured against all of Placer County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Emma Ct, Roseville, CA?

The 2025 property tax bill for 109 Emma Ct, Roseville, CA was $9,827. The county assessed it at $958,000.

More homes on Emma Ct

Closest homes

More homes in Roseville 95661

Assigned schools

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