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Single Family ResidenceResidential
$271,402$353 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $20,000 on Jun 20, 2023

109 FERNDALE ST

EAST FLAT ROCK, NC 28726
2
Beds
1
Baths
768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
1940
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$271K
$233K low$309K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$20,000 · Jun 20, 2023

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$198 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$180,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$152,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$35,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$180,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyHENDERSON
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2010
Lot (acres)The size of the land the home sits on, from county records.0.09
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 102 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hillandale Elementary SchoolD+
Elementary · Grades PK–5 · 0.3 mi
M
Flat Rock Middle SchoolB
Middle · Grades 6–8 · 0.5 mi
H
East Henderson High SchoolB-
High · Grades 9–12 · 1.6 mi

District: Henderson County Schools

Neighborhood · ZIP 28726These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.92

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.2,776
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,121 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,886
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,010
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.62 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Ferndale St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Henderson County
  • Costs more per square foot than 95% of homes in East Flat Rock 28726
  • Smaller than 96% of homes in Henderson County
  • Among the smallest lots in East Flat Rock 28726
  • Older than 93% of homes in Henderson County

What homes are worth in East Flat Rock 28726

Each bar is how many homes fall in that price range. The marker is this home.

This home
$143K$542K

This home is worth more than 39% of homes in East Flat Rock 28726.

How it measures up in East Flat Rock 28726

The dot is this home. The mark in the middle is the typical home in East Flat Rock 28726.

Estimated value$271,402
CheaperTypical $297,510Pricier

Pricier than 39% of homes nearby

Price per ft²$353
CheaperTypical $236Pricier

Pricier than 95% of homes nearby

Living area768 ft²
SmallerTypical 1,253 ft²Bigger

Bigger than 6% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.36 acBigger

Smaller than almost all homes nearby

Year built1940
OlderTypical 1974Newer

Newer than 11% of homes nearby

How 109 Ferndale St ranks against every home in each area.
MeasureThis homeEast Flat Rock 28726Henderson County
Estimated valuepricier than$271,40239% of homes15% of homes
Price per ft²pricier than$35395% of homes89% of homes
Living areabigger than768 ft²6% of homes4% of homes
Lot sizebigger than3,920 ft²almost no homes4% of homes
Year builtnewer than194011% of homes7% of homes

About 109 Ferndale St

How much is 109 Ferndale St, East Flat Rock, NC worth?

The TopHap Estimate for 109 Ferndale St, East Flat Rock, NC is $271,402 as of Aug 30, 2026. The likely range is $233,414 to $309,390. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Ferndale St, East Flat Rock, NC last sell?

109 Ferndale St, East Flat Rock, NC last sold on Jun 20, 2023 for $20,000, according to the county's recorded deed.

How big is 109 Ferndale St, East Flat Rock, NC?

109 Ferndale St, East Flat Rock, NC has 2 bedrooms, 1 bathrooms, 768 square feet of living space and a 0.09-acre lot.

When was 109 Ferndale St, East Flat Rock, NC built?

109 Ferndale St, East Flat Rock, NC was built in 1940, making it 86 years old. It is a conventional home. The building has 1 story.

What schools serve 109 Ferndale St, East Flat Rock, NC?

109 Ferndale St, East Flat Rock, NC is assigned to Hillandale Elementary School (elementary), rated D+; Flat Rock Middle School (middle), rated B; East Henderson High School (high), rated B-. All sit in Henderson County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Ferndale St, East Flat Rock, NC compare to other homes in East Flat Rock 28726?

Among the 1,111 homes in East Flat Rock 28726, it is worth more than 39% of them ($271,402 against a typical $297,510), its price per square foot is higher than 95% of them ($353 against a typical $236), it is bigger than 6% of them (768 ft² against a typical 1,253 ft²), its lot is bigger than almost none of them (3,920 ft² against a typical 0.36 ac) and it is newer than 11% of them (1940 against a typical 1974). Measured against all of Henderson County, it is worth more than 15% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Ferndale St, East Flat Rock, NC?

The 2025 property tax bill for 109 Ferndale St, East Flat Rock, NC was $198. The county assessed it at $180,100.

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