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Single Family ResidenceResidential
$132,956$102 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $45,000 on Apr 7, 1994

109 HOWELL RD

HUBERT, NC 28539
3
Beds
1
Baths
1,303 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.06 ac
Lot SizeThe size of the land the home sits on, from county records.
1963
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$133K
$86K low$180K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$45,000 · Apr 7, 1994

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$984 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$223,441 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$183,141
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,170
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$223,441

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyONSLOW
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2005
Lot (acres)The size of the land the home sits on, from county records.1.06
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Swansboro Middle SchoolB
Middle · Grades 6–8 · 1.5 mi
H
Swansboro High SchoolB+
High · Grades 9–12 · 1.7 mi
E
Swansboro Elementary SchoolA-
Elementary · Grades KG–5 · 2.5 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Howell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Hubert 28539
  • Costs less per square foot than 98% of homes in Hubert 28539
  • Smaller than 72% of homes in Onslow County
  • Has a bigger lot than 84% of homes in Onslow County
  • Older than 95% of homes in Hubert 28539

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$102K$617K

This home is worth more than 4% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$132,956
CheaperTypical $269,839Pricier

Pricier than 4% of homes nearby

Price per ft²$102
CheaperTypical $180Pricier

Pricier than 2% of homes nearby

Living area1,303 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 32% of homes nearby

Lot size1.06 ac
SmallerTypical 0.47 acBigger

Bigger than 79% of homes nearby

Year built1963
OlderTypical 2003Newer

Newer than 5% of homes nearby

How 109 Howell Rd ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$132,9564% of homes5% of homes
Price per ft²pricier than$1022% of homes3% of homes
Living areabigger than1,303 ft²32% of homes28% of homes
Lot sizebigger than1.06 ac79% of homes84% of homes
Year builtnewer than19635% of homes10% of homes

About 109 Howell Rd

How much is 109 Howell Rd, Hubert, NC worth?

The TopHap Estimate for 109 Howell Rd, Hubert, NC is $132,956 as of Sep 24, 2026. The likely range is $85,782 to $180,130. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Howell Rd, Hubert, NC last sell?

109 Howell Rd, Hubert, NC last sold on Apr 7, 1994 for $45,000, according to the county's recorded deed.

How big is 109 Howell Rd, Hubert, NC?

109 Howell Rd, Hubert, NC has 3 bedrooms, 1 bathrooms, 1,303 square feet of living space and a 1.06-acre lot.

When was 109 Howell Rd, Hubert, NC built?

109 Howell Rd, Hubert, NC was built in 1963, making it 63 years old. It is a ranch home. The building has 1 story.

What schools serve 109 Howell Rd, Hubert, NC?

109 Howell Rd, Hubert, NC is assigned to Swansboro Middle School (middle), rated B; Swansboro High School (high), rated B+; Swansboro Elementary School (elementary), rated A-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Howell Rd, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,857 homes in Hubert 28539, it is worth more than 4% of them ($132,956 against a typical $269,839), its price per square foot is higher than 2% of them ($102 against a typical $180), it is bigger than 32% of them (1,303 ft² against a typical 1,568 ft²), its lot is bigger than 79% of them (1.06 ac against a typical 0.47 ac) and it is newer than 5% of them (1963 against a typical 2003). Measured against all of Onslow County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Howell Rd, Hubert, NC?

The 2026 property tax bill for 109 Howell Rd, Hubert, NC was $984. The county assessed it at $223,441.

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