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Single Family ResidenceResidential
$299,874$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $96,000 on Feb 9, 2001

109 HOY RD

HOWARD, PA 16841
4
Beds
4.5
Baths
1,536 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.08 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$300K
$278K low$322K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$96,000 · Feb 9, 2001

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,050 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$46,705 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,330
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$36,375
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
63
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCENTRE
Lot (acres)The size of the land the home sits on, from county records.2.08
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Marion-Walker Elementary SchoolA-
Elementary · Grades KG–5 · 3.2 mi
H
Bellefonte Area High SchoolB
High · Grades 9–12 · 11.6 mi
M
Bellefonte Area Middle SchoolB-
Middle · Grades 6–8 · 11.6 mi

District: Bellefonte Area School District

Neighborhood · ZIP 16841These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.91
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.7,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.43 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,966
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$88,058
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Hoy Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 66% of homes in Centre County
  • Has a bigger lot than 85% of homes in Centre County

What homes are worth in Howard 16841

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$792K

This home is worth more than 56% of homes in Howard 16841.

How it measures up in Howard 16841

The dot is this home. The mark in the middle is the typical home in Howard 16841.

Estimated value$299,874
CheaperTypical $281,133Pricier

Pricier than 56% of homes nearby

Price per ft²$195
CheaperTypical $187Pricier

Pricier than 56% of homes nearby

Living area1,536 ft²
SmallerTypical 1,446 ft²Bigger

Bigger than 56% of homes nearby

Lot size2.08 ac
SmallerTypical 1.05 acBigger

Bigger than 64% of homes nearby

Year built1970
OlderTypical 1979Newer

Newer than 37% of homes nearby

How 109 Hoy Rd ranks against every home in each area.
MeasureThis homeHoward 16841Centre County
Estimated valuepricier than$299,87456% of homes37% of homes
Price per ft²pricier than$19556% of homes34% of homes
Living areabigger than1,536 ft²56% of homes45% of homes
Lot sizebigger than2.08 ac64% of homes85% of homes
Year builtnewer than197037% of homes39% of homes

About 109 Hoy Rd

How much is 109 Hoy Rd, Howard, PA worth?

The TopHap Estimate for 109 Hoy Rd, Howard, PA is $299,874 as of Oct 21, 2026. The likely range is $277,575 to $322,173. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Hoy Rd, Howard, PA last sell?

109 Hoy Rd, Howard, PA last sold on Feb 9, 2001 for $96,000, according to the county's recorded deed.

How big is 109 Hoy Rd, Howard, PA?

109 Hoy Rd, Howard, PA has 4 bedrooms, 4.5 bathrooms, 1,536 square feet of living space and a 2.08-acre lot.

When was 109 Hoy Rd, Howard, PA built?

109 Hoy Rd, Howard, PA was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 109 Hoy Rd, Howard, PA?

109 Hoy Rd, Howard, PA is assigned to Marion-Walker Elementary School (elementary), rated A-; Bellefonte Area High School (high), rated B; Bellefonte Area Middle School (middle), rated B-. All sit in Bellefonte Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Hoy Rd, Howard, PA compare to other homes in Howard 16841?

Among the 2,268 homes in Howard 16841, it is worth more than 56% of them ($299,874 against a typical $281,133), its price per square foot is higher than 56% of them ($195 against a typical $187), it is bigger than 56% of them (1,536 ft² against a typical 1,446 ft²), its lot is bigger than 64% of them (2.08 ac against a typical 1.05 ac) and it is newer than 37% of them (1970 against a typical 1979). Measured against all of Centre County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Hoy Rd, Howard, PA?

The 2026 property tax bill for 109 Hoy Rd, Howard, PA was $3,050. The county assessed it at $46,705.

More homes on Hoy Rd

Closest homes

More homes in Howard 16841

Assigned schools

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