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Single Family ResidenceResidential
$409,098$338 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $300,000 on Aug 8, 2022

109 JAMES RD

ASHFORD, CT 06278
3
Beds
1.5
Baths
1,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.07 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$409K
$351K low$467K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$300,000 · Aug 8, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,989 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,130 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$43,540
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,590
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$136,010
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$95,991

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
54
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
21
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyNORTHEASTERN CONNECTICUT
Lot (acres)The size of the land the home sits on, from county records.2.07
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ashford SchoolC+
Elementary · Grades PK–8 · 0.8 mi
H
E. O. Smith High SchoolA-
High · Grades 9–12 · 7.2 mi

District: Regional High School District 19

Neighborhood · ZIP 06278These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,385
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.106 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$110,906
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$151,906
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 James Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 85% of homes in Northeastern Connecticut County
  • Smaller than 70% of homes in Northeastern Connecticut County
  • Older than 74% of homes in Ashford 06278

What homes are worth in Ashford 06278

Each bar is how many homes fall in that price range. The marker is this home.

This home
$164K$678K

This home is worth more than 55% of homes in Ashford 06278.

How it measures up in Ashford 06278

The dot is this home. The mark in the middle is the typical home in Ashford 06278.

Estimated value$409,098
CheaperTypical $393,072Pricier

Pricier than 55% of homes nearby

Price per ft²$338
CheaperTypical $266Pricier

Pricier than 84% of homes nearby

Living area1,210 ft²
SmallerTypical 1,505 ft²Bigger

Bigger than 35% of homes nearby

Lot size2.07 ac
SmallerTypical 2.18 acBigger

Bigger than 47% of homes nearby

Year built1962
OlderTypical 1979Newer

Newer than 26% of homes nearby

How 109 James Rd ranks against every home in each area.
MeasureThis homeAshford 06278Northeastern Connecticut County
Estimated valuepricier than$409,09855% of homes59% of homes
Price per ft²pricier than$33884% of homes85% of homes
Living areabigger than1,210 ft²35% of homes30% of homes
Lot sizebigger than2.07 ac47% of homes62% of homes
Year builtnewer than196226% of homes34% of homes

About 109 James Rd

How much is 109 James Rd, Ashford, CT worth?

The TopHap Estimate for 109 James Rd, Ashford, CT is $409,098 as of Sep 24, 2026. The likely range is $351,309 to $466,887. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 James Rd, Ashford, CT last sell?

109 James Rd, Ashford, CT last sold on Aug 8, 2022 for $300,000, according to the county's recorded deed.

How big is 109 James Rd, Ashford, CT?

109 James Rd, Ashford, CT has 3 bedrooms, 1.5 bathrooms, 1,210 square feet of living space and a 2.07-acre lot.

When was 109 James Rd, Ashford, CT built?

109 James Rd, Ashford, CT was built in 1962, making it 64 years old. It is a cape cod home. The building has 1 story.

What schools serve 109 James Rd, Ashford, CT?

109 James Rd, Ashford, CT is assigned to Ashford School (elementary), rated C+; E. O. Smith High School (high), rated A-. All sit in Regional High School District 19. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 James Rd, Ashford, CT compare to other homes in Ashford 06278?

Among the 1,641 homes in Ashford 06278, it is worth more than 55% of them ($409,098 against a typical $393,072), its price per square foot is higher than 84% of them ($338 against a typical $266), it is bigger than 35% of them (1,210 ft² against a typical 1,505 ft²), its lot is bigger than 47% of them (2.07 ac against a typical 2.18 ac) and it is newer than 26% of them (1962 against a typical 1979). Measured against all of Northeastern Connecticut County, it is worth more than 59% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 James Rd, Ashford, CT?

The 2025 property tax bill for 109 James Rd, Ashford, CT was $4,989. The county assessed it at $137,130.

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