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Single Family ResidenceResidential
$292,522$163 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $131,000 on Jun 26, 1998

109 JAMES ST

ELKTON, MD 21921
2
Baths
1,791 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1962
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$293K
$265K low$320K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$131,000 · Jun 26, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,536 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$214,700 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$205,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$224,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCECIL
Lot (acres)The size of the land the home sits on, from county records.0.45
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 252 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Elkton High SchoolC
High · Grades 9–12 · 0.1 mi
E
Gilpin Manor Elementary SchoolC-
Elementary · Grades PK–5 · 0.2 mi
M
Elkton Middle SchoolD
Middle · Grades 6–8 · 0.2 mi

District: Cecil County Public Schools

Neighborhood · ZIP 21921These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.68

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.47,146
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.474 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,380
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,713
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Elkton 21921
  • Costs less per square foot than 89% of homes in Cecil County
  • Older than 79% of homes in Elkton 21921

What homes are worth in Elkton 21921

Each bar is how many homes fall in that price range. The marker is this home.

This home
$121K$854K

This home is worth more than 29% of homes in Elkton 21921.

How it measures up in Elkton 21921

The dot is this home. The mark in the middle is the typical home in Elkton 21921.

Estimated value$292,522
CheaperTypical $358,955Pricier

Pricier than 29% of homes nearby

Price per ft²$163
CheaperTypical $215Pricier

Pricier than 12% of homes nearby

Living area1,791 ft²
SmallerTypical 1,560 ft²Bigger

Bigger than 61% of homes nearby

Lot size0.44 ac
SmallerTypical 0.47 acBigger

Bigger than 47% of homes nearby

Year built1962
OlderTypical 1987Newer

Newer than 21% of homes nearby

How 109 James St ranks against every home in each area.
MeasureThis homeElkton 21921Cecil County
Estimated valuepricier than$292,52229% of homes29% of homes
Price per ft²pricier than$16312% of homes11% of homes
Living areabigger than1,791 ft²61% of homes60% of homes
Lot sizebigger than0.44 ac47% of homes44% of homes
Year builtnewer than196221% of homes24% of homes

About 109 James St

How much is 109 James St, Elkton, MD worth?

The TopHap Estimate for 109 James St, Elkton, MD is $292,522 as of Aug 30, 2026. The likely range is $265,111 to $319,933. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 James St, Elkton, MD last sell?

109 James St, Elkton, MD last sold on Jun 26, 1998 for $131,000, according to the county's recorded deed.

How big is 109 James St, Elkton, MD?

109 James St, Elkton, MD has 2 bathrooms, 1,791 square feet of living space and a 0.45-acre lot.

When was 109 James St, Elkton, MD built?

109 James St, Elkton, MD was built in 1962, making it 64 years old. The building has 2 stories.

What schools serve 109 James St, Elkton, MD?

109 James St, Elkton, MD is assigned to Elkton High School (high), rated C; Gilpin Manor Elementary School (elementary), rated C-; Elkton Middle School (middle), rated D. All sit in Cecil County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 James St, Elkton, MD compare to other homes in Elkton 21921?

Among the 14,505 homes in Elkton 21921, it is worth more than 29% of them ($292,522 against a typical $358,955), its price per square foot is higher than 12% of them ($163 against a typical $215), it is bigger than 61% of them (1,791 ft² against a typical 1,560 ft²), its lot is bigger than 47% of them (0.44 ac against a typical 0.47 ac) and it is newer than 21% of them (1962 against a typical 1987). Measured against all of Cecil County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 James St, Elkton, MD?

The 2025 property tax bill for 109 James St, Elkton, MD was $3,536. The county assessed it at $214,700.

More homes on James St

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More homes in Elkton 21921

Assigned schools

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