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TownhouseResidential
$403,198$221 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $400,000 on Aug 12, 2024

109 LINDY WAY

STEPHENSON, VA 22656
3
Beds
2.5
Baths
1,824 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,920 ft²
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$403K
$382K low$424K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$400,000 · Aug 12, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,099 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$396,100 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$68,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$328,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$396,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$396,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
34
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
80
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyFREDERICK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2025
Lot (acres)The size of the land the home sits on, from county records.0.09
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Jordan Springs Elementary SchoolC
Elementary · Grades PK–5 · 0.7 mi
H
James Wood High SchoolC+
High · Grades 9–12 · 4.7 mi
M
James Wood Middle SchoolD
Middle · Grades 6–8 · 5.2 mi

District: Frederick County Public Schools

Neighborhood · ZIP 22656These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.40

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,395
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.521 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$112,333
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,464
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Lindy Way measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Stephenson 22656
  • Costs less per square foot than 69% of homes in Frederick County
  • Has a smaller lot than 89% of homes in Frederick County
  • Newer than 92% of homes in Frederick County

What homes are worth in Stephenson 22656

Each bar is how many homes fall in that price range. The marker is this home.

This home
$268K$745K

This home is worth more than 33% of homes in Stephenson 22656.

How it measures up in Stephenson 22656

The dot is this home. The mark in the middle is the typical home in Stephenson 22656.

Estimated value$403,198
CheaperTypical $499,000Pricier

Pricier than 33% of homes nearby

Price per ft²$221
CheaperTypical $240Pricier

Pricier than 35% of homes nearby

Living area1,824 ft²
SmallerTypical 1,950 ft²Bigger

Bigger than 43% of homes nearby

Lot size3,920 ft²
SmallerTypical 0.18 acBigger

Bigger than 27% of homes nearby

Year built2021
OlderTypical 2016Newer

Newer than 84% of homes nearby

How 109 Lindy Way ranks against every home in each area.
MeasureThis homeStephenson 22656Frederick County
Estimated valuepricier than$403,19833% of homes44% of homes
Price per ft²pricier than$22135% of homes31% of homes
Living areabigger than1,824 ft²43% of homes56% of homes
Lot sizebigger than3,920 ft²27% of homes11% of homes
Year builtnewer than202184% of homes92% of homes

About 109 Lindy Way

How much is 109 Lindy Way, Stephenson, VA worth?

The TopHap Estimate for 109 Lindy Way, Stephenson, VA is $403,198 as of Sep 24, 2026. The likely range is $382,234 to $424,162. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Lindy Way, Stephenson, VA last sell?

109 Lindy Way, Stephenson, VA last sold on Aug 12, 2024 for $400,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 109 Lindy Way, Stephenson, VA?

109 Lindy Way, Stephenson, VA has 3 bedrooms, 2.5 bathrooms, 1,824 square feet of living space and a 0.09-acre lot.

When was 109 Lindy Way, Stephenson, VA built?

109 Lindy Way, Stephenson, VA was built in 2021, making it 5 years old. It is a townhouse home. The building has 2 stories.

What schools serve 109 Lindy Way, Stephenson, VA?

109 Lindy Way, Stephenson, VA is assigned to Jordan Springs Elementary School (elementary), rated C; James Wood High School (high), rated C+; James Wood Middle School (middle), rated D. All sit in Frederick County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Lindy Way, Stephenson, VA compare to other homes in Stephenson 22656?

Among the 2,290 homes in Stephenson 22656, it is worth more than 33% of them ($403,198 against a typical $499,000), its price per square foot is higher than 35% of them ($221 against a typical $240), it is bigger than 43% of them (1,824 ft² against a typical 1,950 ft²), its lot is bigger than 27% of them (3,920 ft² against a typical 0.18 ac) and it is newer than 84% of them (2021 against a typical 2016). Measured against all of Frederick County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Lindy Way, Stephenson, VA?

The 2026 property tax bill for 109 Lindy Way, Stephenson, VA was $2,099. The county assessed it at $396,100.

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