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Single Family ResidenceResidential
$781,508$293 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $487,000 on Sep 15, 2004

109 LOCHNESS CT

ROSEVILLE, CA 95678
4
Beds
2.5
Baths
2,669 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$782K
$722K low$841K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$487,000 · Sep 15, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$43,508
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,806
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$408,000
CALIBER HM LOANS · recorded Nov 27, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$330,000
CALIBER HM LOANS

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,661 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$743,933 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$207,572
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$536,361
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$729,347

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.24
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
45
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Contemporary
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.In-Ground Pool

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Thomas Jefferson Elementary SchoolC+
Elementary · Grades KG–5 · 0.4 mi
M
Buljan Middle SchoolC
Middle · Grades 6–8 · 1.5 mi
H
Roseville High SchoolB+
High · Grades 9–12 · 2.4 mi

District: Roseville Joint Union High School District

Neighborhood · ZIP 95678These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.50,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,331 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,351
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$116,031
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Lochness Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Roseville 95678
  • Costs less per square foot than 82% of homes in Roseville 95678
  • Bigger than 91% of homes in Roseville 95678
  • Has a smaller lot than 75% of homes in Stanford
  • Newer than 90% of homes in Roseville 95678

What homes are worth in Roseville 95678

Each bar is how many homes fall in that price range. The marker is this home.

This home
$272K$978K

This home is worth more than 90% of homes in Roseville 95678.

How it measures up in Roseville 95678

The dot is this home. The mark in the middle is the typical home in Roseville 95678.

Estimated value$781,508
CheaperTypical $528,180Pricier

Pricier than 90% of homes nearby

Price per ft²$293
CheaperTypical $332Pricier

Pricier than 18% of homes nearby

Living area2,669 ft²
SmallerTypical 1,543 ft²Bigger

Bigger than 91% of homes nearby

Lot size0.16 ac
SmallerTypical 0.17 acBigger

Bigger than 43% of homes nearby

Year built2004
OlderTypical 1989Newer

Newer than 90% of homes nearby

How 109 Lochness Ct ranks against every home in each area.
MeasureThis homeStanfordRoseville 95678Placer County
Estimated valuepricier than$781,50875% of homes90% of homes65% of homes
Price per ft²pricier than$29327% of homes18% of homes21% of homes
Living areabigger than2,669 ft²73% of homes91% of homes78% of homes
Lot sizebigger than0.16 ac25% of homes43% of homes27% of homes
Year builtnewer than200472% of homes90% of homes71% of homes

About 109 Lochness Ct

How much is 109 Lochness Ct, Roseville, CA worth?

The TopHap Estimate for 109 Lochness Ct, Roseville, CA is $781,508 as of Jul 14, 2026. The likely range is $721,659 to $841,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Lochness Ct, Roseville, CA last sell?

109 Lochness Ct, Roseville, CA last sold on Sep 15, 2004 for $487,000, according to the county's recorded deed.

How big is 109 Lochness Ct, Roseville, CA?

109 Lochness Ct, Roseville, CA has 4 bedrooms, 2.5 bathrooms, 2,669 square feet of living space and a 0.16-acre lot.

When was 109 Lochness Ct, Roseville, CA built?

109 Lochness Ct, Roseville, CA was built in 2004, making it 22 years old. It is a contemporary home.

What schools serve 109 Lochness Ct, Roseville, CA?

109 Lochness Ct, Roseville, CA is assigned to Thomas Jefferson Elementary School (elementary), rated C+; Buljan Middle School (middle), rated C; Roseville High School (high), rated B+. All sit in Roseville Joint Union High School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Lochness Ct, Roseville, CA compare to other homes in Roseville 95678?

Among the 13,090 homes in Roseville 95678, it is worth more than 90% of them ($781,508 against a typical $528,180), its price per square foot is higher than 18% of them ($293 against a typical $332), it is bigger than 91% of them (2,669 ft² against a typical 1,543 ft²), its lot is bigger than 43% of them (0.16 ac against a typical 0.17 ac) and it is newer than 90% of them (2004 against a typical 1989). Measured against all of Placer County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Lochness Ct, Roseville, CA?

The 2025 property tax bill for 109 Lochness Ct, Roseville, CA was $8,661. The county assessed it at $743,933.

Closest homes

More homes in Roseville 95678

Assigned schools

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