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Single Family ResidenceResidential
$84,428$66 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 66How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

109 LOWERY HTS

RICHMOND, KY 40475
0
Baths
1,282 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$84K
$56K low$113K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$802 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,000 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$53,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$85,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
51
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
22
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.18
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Madison Central High SchoolA-
High · Grades 9–12 · 0.7 mi
M
Madison Middle SchoolB-
Middle · Grades 6–8 · 0.8 mi
E
Glenn Marshall Elementary SchoolB+
Elementary · Grades 1–5 · 1.9 mi

District: Madison County School District

Neighborhood · ZIP 40475These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.97
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.154
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.68,654
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.235 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,889
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,324
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Lowery Hts measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Richmond 40475
  • Among the lowest price per square foot in Richmond 40475
  • Smaller than 73% of homes in Richmond 40475
  • Has a smaller lot than 96% of homes in Madison County

What homes are worth in Richmond 40475

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$765K

This home is worth more than 3% of homes in Richmond 40475.

How it measures up in Richmond 40475

The dot is this home. The mark in the middle is the typical home in Richmond 40475.

Estimated value$84,428
CheaperTypical $275,490Pricier

Pricier than 3% of homes nearby

Price per ft²$66
CheaperTypical $165Pricier

Cheaper than almost all homes nearby

Living area1,282 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.18 ac
SmallerTypical 1.02 acBigger

Bigger than 5% of homes nearby

How 109 Lowery Hts ranks against every home in each area.
MeasureThis homeRichmond 40475Madison County
Estimated valuepricier than$84,4283% of homes5% of homes
Price per ft²pricier than$66almost no homesalmost no homes
Living areabigger than1,282 ft²27% of homes28% of homes
Lot sizebigger than0.18 ac5% of homes4% of homes

About 109 Lowery Hts

How much is 109 Lowery Hts, Richmond, KY worth?

The TopHap Estimate for 109 Lowery Hts, Richmond, KY is $84,428 as of Sep 24, 2026. The likely range is $55,879 to $112,977. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Lowery Hts, Richmond, KY last sell?

109 Lowery Hts, Richmond, KY last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Lowery Hts, Richmond, KY?

109 Lowery Hts, Richmond, KY has 1,282 square feet of living space and a 0.18-acre lot.

What schools serve 109 Lowery Hts, Richmond, KY?

109 Lowery Hts, Richmond, KY is assigned to Madison Central High School (high), rated A-; Madison Middle School (middle), rated B-; Glenn Marshall Elementary School (elementary), rated B+. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Lowery Hts, Richmond, KY compare to other homes in Richmond 40475?

Among the 18,433 homes in Richmond 40475, it is worth more than 3% of them ($84,428 against a typical $275,490), its price per square foot is higher than almost none of them ($66 against a typical $165), it is bigger than 27% of them (1,282 ft² against a typical 1,620 ft²) and its lot is bigger than 5% of them (0.18 ac against a typical 1.02 ac). Measured against all of Madison County, it is worth more than 5% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Lowery Hts, Richmond, KY?

The 2025 property tax bill for 109 Lowery Hts, Richmond, KY was $802. The county assessed it at $85,000.

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