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Single Family ResidenceResidential
$25,800$33 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

109 MAIN ST

ROYAL, IA 51357
2
Beds
1
Baths
778 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$26K
$21K low$31K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$110 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$9,290 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,290
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$8,210
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$9,290

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLAY
Lot (acres)The size of the land the home sits on, from county records.0.16
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 302 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Clay Central-Everly Elementary SchoolB
Elementary · Grades PK–6 · 0.3 mi
H
Spencer High SchoolB+
High · Grades 9–12 · 9.2 mi
M
Spencer Middle SchoolA
Middle · Grades 7–8 · 9.8 mi

District: Clay Central-Everly Community School District

Neighborhood · ZIP 51357These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.149
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.93
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.14

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.86%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.413
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.11 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,173
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,013
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.30 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

109 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the least valuable homes in Clay County
  • Costs less per square foot than 98% of homes in Clay County
  • Smaller than 94% of homes in Royal 51357
  • Has a smaller lot than 96% of homes in Royal 51357
  • Older than 84% of homes in Clay County

What homes are worth in Royal 51357

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$317K

This home is worth more than 2% of homes in Royal 51357.

How it measures up in Royal 51357

The dot is this home. The mark in the middle is the typical home in Royal 51357.

Estimated value$25,800
CheaperTypical $87,790Pricier

Pricier than 2% of homes nearby

Price per ft²$33
CheaperTypical $62Pricier

Pricier than 4% of homes nearby

Living area778 ft²
SmallerTypical 1,346 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.16 ac
SmallerTypical 0.33 acBigger

Bigger than 4% of homes nearby

Year built1900
OlderTypical 1933Newer

Newer than 24% of homes nearby

How 109 Main St ranks against every home in each area.
MeasureThis homeRoyal 51357Clay County
Estimated valuepricier than$25,8002% of homesalmost no homes
Price per ft²pricier than$334% of homes2% of homes
Living areabigger than778 ft²6% of homes6% of homes
Lot sizebigger than0.16 ac4% of homes13% of homes
Year builtnewer than190024% of homes16% of homes

About 109 Main St

How much is 109 Main St, Royal, IA worth?

The TopHap Estimate for 109 Main St, Royal, IA is $25,800 as of Aug 30, 2026. The likely range is $20,551 to $31,049. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 109 Main St, Royal, IA last sell?

109 Main St, Royal, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 109 Main St, Royal, IA?

109 Main St, Royal, IA has 2 bedrooms, 1 bathrooms, 778 square feet of living space and a 0.16-acre lot.

When was 109 Main St, Royal, IA built?

109 Main St, Royal, IA was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 109 Main St, Royal, IA?

109 Main St, Royal, IA is assigned to Clay Central-Everly Elementary School (elementary), rated B; Spencer High School (high), rated B+; Spencer Middle School (middle), rated A. All sit in Clay Central-Everly Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 109 Main St, Royal, IA compare to other homes in Royal 51357?

Among the 312 homes in Royal 51357, it is worth more than 2% of them ($25,800 against a typical $87,790), its price per square foot is higher than 4% of them ($33 against a typical $62), it is bigger than 6% of them (778 ft² against a typical 1,346 ft²), its lot is bigger than 4% of them (0.16 ac against a typical 0.33 ac) and it is newer than 24% of them (1900 against a typical 1933). Measured against all of Clay County, it is worth more than almost no homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 109 Main St, Royal, IA?

The 2025 property tax bill for 109 Main St, Royal, IA was $110. The county assessed it at $9,290.

More homes on Main St

Closest homes

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Assigned schools

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